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Suburb Insights · VIC 3646

Yabba North, VIC 3646 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Yabba North is a regional centre in Victoria, Australia, with a population of approximately 104, making it a boutique locality. Located approximately 187 km from the Melbourne CBD, Yabba North is a regional area in Victoria. The median household income is $63,336 per year.

Investment Score

25 / 100 Weak

Lower income levels in Yabba North typically translate to more affordable entry points for investors. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Melbourne
Yabba North
Victoria · 3646
187 km from Melbourne CBD
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Key Indicators

Postcode
3646

Official Australia Post postcode for Yabba North. A postcode may cover multiple suburbs.

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Population
104

Usual resident population at the most recent census.

Median weekly rent
$175/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$63,336/yr

Annual median household income (before tax) across all households.

Distance to CBD
187 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,283/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
84% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Yabba North is a smaller community of 104 — about 1% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Yabba North's median household income of $63,336/year is 33% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $175/week (~$758/month) covers only 59% of the median mortgage of $1,283/month — the remaining $525/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Yabba North is 187 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Yabba North vs Victoria Median

How Yabba North stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Yabba North sits above the state median; negative means below.

MetricYabba NorthVIC medianΔ vs state
Population1047,416-99%
Median household income$63,336/yr$95,160/yr-33%
Median rent (weekly)$175$380-54%
Median mortgage (monthly)$1,283$1,950-34%
Distance to CBD187 km32 km+484%
Separate houses84%78%+6pp

Investor Checklist

Pre-inspection briefing for Yabba North — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 104 means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Weak cash flow: $175/week rent covers only 59% of the $1,283/month median mortgage — a $525/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 84% houses in a 104-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Yabba North property

Full Property Analysis

30-year projections for Yabba North

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Yabba North are modest for 2026 — incomes 33% below the VIC median of $95,160 and a population of 104 suggest gains will lag headline metro markets. Rental coverage runs at ~59% of the typical mortgage ($758/month rent vs $1,283/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 25/100 places Yabba North in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Yabba North a good suburb for investment?

Yabba North scores 25/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 104, median household income of $63,336/year and median weekly rent of $175. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Yabba North?

The main demand drivers in Yabba North are a median household income of $63,336/year, a dwelling mix that is 84% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Yabba North?

Yabba North has a usual resident population of approximately 104, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Yabba North from the Melbourne CBD?

Yabba North sits 187 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Yabba North?

The most recent census recorded a median weekly rent of $175 in Yabba North, equating to approximately $9,100/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Yabba North?

The median monthly mortgage repayment in Yabba North is $1,283, or approximately $15,396/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Yabba North cash-flow positive for investors?

A median weekly rent of $175 works out to $758/month, covering 59% of the median mortgage repayment of $1,283/month. That leaves a $525/month shortfall (around $6,300/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Yabba North?

The main risks are a thin buyer pool (104 residents), interest-rate sensitivity on the $1,283 median mortgage, below-median household incomes ($63,336 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Yabba North profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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