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Suburb Insights · WA 6122

Cardup, WA 6122 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Cardup is an outer-metropolitan suburb of Perth, Australia, with a population of approximately 1,163, making it a boutique locality. Located approximately 35 km from the Perth CBD, Cardup is a outer metro area in Western Australia. The median household income is $137,540 per year.

Investment Score

61 / 100 Good

Strong household incomes in Cardup underpin solid property demand. Greater distance from the CBD may temper short-term capital growth.

Location

Perth
Cardup
Western Australia · 6122
35 km from Perth CBD
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Key Indicators

Postcode
6122

Official Australia Post postcode for Cardup. A postcode may cover multiple suburbs.

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Population
1,163

Usual resident population at the most recent census.

Median weekly rent
$500/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$137,540/yr

Annual median household income (before tax) across all households.

Distance to CBD
35 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,383/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
95% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Cardup is a smaller community of 1,163 — about 21% of the Western Australia suburb median (5,605) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $137,540/year runs 38% above the Western Australia suburb median of $99,736, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $500 equates to $2,167/month — about 91% of the median mortgage repayment of $2,383/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 35 km from Perth, Cardup is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 95% of dwellings — 16 percentage points above the Western Australia median of 79% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Cardup vs Western Australia Median

How Cardup stacks up against the median of all Western Australia suburbs in our dataset. Positive values mean Cardup sits above the state median; negative means below.

MetricCardupWA medianΔ vs state
Population1,1635,605-79%
Median household income$137,540/yr$99,736/yr+38%
Median rent (weekly)$500$350+43%
Median mortgage (monthly)$2,383$1,902+25%
Distance to CBD35 km20 km+75%
Separate houses95%79%+16pp

Investor Checklist

Pre-inspection briefing for Cardup — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 1,163 means liquidity is thin and capital growth tends to lag the wider Western Australia market over full cycles.

Rental Yield

Strong rental coverage: $500/week (~$2,167/month) covers 91% of the $2,383/month median mortgage repayment, so the shortfall sits at just $216/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 95% houses in a 1,163-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Cardup property

Full Property Analysis

30-year projections for Cardup

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Cardup are modest for 2026 — incomes 38% above the WA median of $99,736 and a population of 1,163 suggest gains will lag headline metro markets. Rental coverage runs at ~91% of the typical mortgage ($2,167/month rent vs $2,383/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 61/100 places Cardup in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Cardup a good suburb for investment?

Cardup scores 61/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 1,163, median household income of $137,540/year and median weekly rent of $500. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Cardup?

The main demand drivers in Cardup are an above-state-median household income of $137,540/year, a dwelling mix that is 95% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Cardup?

Cardup has a usual resident population of approximately 1,163, compared with a Western Australia suburb median of 5,605 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Cardup from the Perth CBD?

Cardup sits 35 km straight-line from the Perth CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Cardup?

The most recent census recorded a median weekly rent of $500 in Cardup, equating to approximately $26,000/year in gross rental income (state median $350/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Cardup?

The median monthly mortgage repayment in Cardup is $2,383, or approximately $28,596/year (vs $1,902/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Cardup cash-flow positive for investors?

A median weekly rent of $500 works out to $2,167/month, covering 91% of the median mortgage repayment of $2,383/month. That leaves a $216/month shortfall (around $2,592/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Cardup?

The main risks are a thin buyer pool (1,163 residents), interest-rate sensitivity on the $2,383 median mortgage, the broader Western Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Cardup profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Western Australia Property Resources