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ABS 2021 Census · Updated 21 May 2026
Cottesloe is a well-established middle-ring suburb of Perth, Australia, with a population of approximately 7,750, making it a smaller community. Located approximately 11 km from the Perth CBD, Cottesloe is a middle ring area in Western Australia. The median household income is $174,252 per year.
Strong household incomes in Cottesloe underpin solid property demand. Its proximity to the CBD adds a strong location premium.
Official Australia Post postcode for Cottesloe. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 2 schools within or near this suburb.
Find schools near Cottesloe on My School →Estimated 3 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Cottesloe's population of 7,750 sits 38% above the Western Australia suburb median of 5,605, giving it a wider tenant and buyer catchment than the average WA locality. Median household income of $174,252/year runs 75% above the Western Australia suburb median of $99,736, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $550/week (~$2,383/month) covers only 61% of the median mortgage of $3,925/month — the remaining $1,542/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. 11 km from Perth places Cottesloe in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs. Only 59% of dwellings are separate houses (vs 79% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
Middle-ring locations like this one historically reward patient holders — focus on homes near catchment-zone schools and major transport. Local rents consume roughly 16% of household income — a useful sanity check on tenant affordability.
How Cottesloe stacks up against the median of all Western Australia suburbs in our dataset. Positive values mean Cottesloe sits above the state median; negative means below.
| Metric | Cottesloe | WA median | Δ vs state |
|---|---|---|---|
| Population | 7,750 | 5,605 | +38% |
| Median household income | $174,252/yr | $99,736/yr | +75% |
| Median rent (weekly) | $550 | $350 | +57% |
| Median mortgage (monthly) | $3,925 | $1,902 | +106% |
| Distance to CBD | 11 km | 20 km | -45% |
| Separate houses | 59% | 79% | -20pp |
Pre-inspection briefing for Cottesloe — every item is derived from public datasets, with full citations in our data sources page.
Strong buy-and-hold fundamentals: household incomes run 75% above the Western Australia suburb median ($174,252 vs $99,736), and the 11 km CBD distance keeps this suburb in the primary demand zone. In Western Australia, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.
Weak cash flow: $550/week rent covers only 61% of the $3,925/month median mortgage — a $1,542/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.
Only 59% of dwellings are separate houses (vs 79% WA median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Cottesloe property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Cottesloe enters 2026 with a demographic tailwind — household incomes 75% above the Western Australia suburb median of $99,736 and a population of 7,750 give it the depth and purchasing power to outperform the wider WA market over the next 12–18 months. Rental coverage runs at ~61% of the typical mortgage ($2,383/month rent vs $3,925/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 84/100 places Cottesloe in the top tier of Australian suburbs we profile, and overall investor sentiment is constructive heading into the second half of 2026.
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Cottesloe scores 84/100 on our EquitySight investment framework — a strong rating. That score is driven by a population of 7,750, median household income of $174,252/year and median weekly rent of $550. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Cottesloe are proximity to Perth (11 km), an above-state-median household income of $174,252/year, a dwelling mix that is 59% separate houses, roughly 2 schools and 3 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Cottesloe has a usual resident population of approximately 7,750, compared with a Western Australia suburb median of 5,605 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Cottesloe sits 11 km straight-line from the Perth CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.
The most recent census recorded a median weekly rent of $550 in Cottesloe, equating to approximately $28,600/year in gross rental income (state median $350/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Cottesloe is $3,925, or approximately $47,100/year (vs $1,902/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $550 works out to $2,383/month, covering 61% of the median mortgage repayment of $3,925/month. That leaves a $1,542/month shortfall (around $18,504/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are interest-rate sensitivity on the $3,925 median mortgage, the broader Western Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.