Free Tool · All Australian States
Stamp Duty Calculator
Instantly calculate stamp duty for any Australian state — NSW, VIC, QLD, SA, WA, TAS, ACT, NT.
Instantly calculate stamp duty for any Australian state — NSW, VIC, QLD, SA, WA, TAS, ACT, NT.
Stamp duty (also called transfer duty or conveyancing duty) is a state government tax charged when you buy property. Each Australian state calculates it differently using tiered bracket systems based on the property price, type, and buyer status.
NSW uses tiered brackets from 1.25% to 5.5% (7% above $3M for premium properties). First home buyers get full exemption up to $800,000 and a sliding concession up to $1,000,000. Foreign buyers pay an additional 8% surcharge.
Victoria's rates range from 1.4% to 6.5%. First home buyers are exempt up to $600,000 with concessions to $750,000. Foreign buyers pay an additional 8% surcharge. Victoria also offers the First Home Owner Grant ($10,000 for new homes).
Queensland transfer duty is administered by the QRO. Rates run from nil (under $5,000) to 5.75% (above $1M). First home buyers get a full concession up to $500,000, partial concession to $550,000, and a home concession rate to $800,000. Foreign buyers pay an additional 8% surcharge. QLD also offers a $30,000 First Home Buyer Grant for new homes.
South Australia's rates range from 1.5% to 4%. First home buyers pay no stamp duty up to $575,000 with concessions to $650,000. Foreign buyers pay an additional 8% surcharge.
Western Australia's rates range from 1% to 4.75%. First home buyers are exempt up to $430,000 with concessions to $500,000. Foreign buyers pay an additional 7% surcharge.
Tasmania's rates range from 3.6% to 4.75%. First home buyers get a full concession up to $400,000 with partial concessions to $500,000. Tasmania has no foreign buyer surcharge. TAS also offers a $20,000 First Home Owner Grant for new homes.
ACT rates range from 1.25% to 3.5%. First home buyers are exempt up to $1,000,000 — the most generous threshold in Australia. Foreign buyers pay an additional 8% surcharge.
Northern Territory has the lowest rates, from 0.75% to 2.5%. First home buyers get concessions up to $650,000. Foreign buyers pay an additional 8% surcharge.
Every Australian state offers some form of stamp duty relief for first home buyers. The exemption typically applies up to a price threshold, with partial concessions available above that. Our calculator automatically applies these when you check the "First home buyer" box.
Foreign buyers face additional stamp duty surcharges in most states, typically 7–8% on top of the standard rate. This calculator includes these surcharges when you check the "Foreign buyer" box.
Stamp duty rates often differ between residential dwellings and vacant land. Vacant land typically attracts lower duty in most states. Select your property type to see the correct calculation.
Stamp duty is usually the largest upfront cost when buying property. Once you know your stamp duty, use the full EquitySight calculator to model your complete investment — including all buying costs, loan repayments, rental income, and long-term growth projections.