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Suburb Insights ยท ACT 2620

Tharwa 2620, Australian Capital Territory

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Tharwa is a regional centre in Australian Capital Territory, Australia, with a population of approximately 82, making it a boutique locality. Located approximately 26 km from the Canberra CBD, Tharwa is a regional area in Australian Capital Territory. The median household income is $111,800 AUD per year (ABS 2021 Census).

Investment Score

54 / 100 Moderate

Above-average earnings in Tharwa support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Map shows Tharwa, Australian Capital Territory, Australia.

Key Indicators

Postcode
2620

Official Australia Post postcode for Tharwa. A postcode may cover multiple suburbs.

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Population
82

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$187/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$111,800/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
26 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,759/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
65% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Tharwa serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $187/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,759/month. A median household income of $111,800/year supports premium property values and indicates a well-employed resident base.

Investment Strategy

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Buy & Hold

Tharwa offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Rental yields in Tharwa tend to be lower โ€” investors may need to rely on capital growth instead.

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Renovation / Flip

Renovation or flip strategies in Tharwa face headwinds from a smaller buyer pool and slower turnover.

Risk Factors

Run the numbers on a Tharwa property

Full Property Analysis

30-year projections for Tharwa

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital growth in Tharwa may remain subdued in 2026, with limited demand drivers in the near term. Landlords in Tharwa may face longer tenant search times; competitive pricing will be important. Investor sentiment is cautiously optimistic โ€” selective opportunities exist for well-researched buyers.

Frequently Asked Questions

Is Tharwa a good suburb for investment?

Tharwa is a regional area in Australian Capital Territory with a population of 82. The median rent is $187/week and the median household income is $111,800/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Tharwa?

Key demand drivers in Tharwa include regional employment hubs, lifestyle, and affordability. 65% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Tharwa?

According to the ABS 2021 Census, Tharwa has a population of approximately 82. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Tharwa from the Canberra CBD?

Tharwa is approximately 26 km straight-line distance from the Canberra CBD (calculated from ABS 2021 suburb centroid coordinates). This is within comfortable commuting range with good transport links.

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