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Suburb Insights ยท NSW 2285

Cardiff South 2285, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Cardiff South is a regional centre in New South Wales, Australia, with a population of approximately 2,931, making it a boutique locality. Located approximately 110 km from the Sydney CBD, Cardiff South is a regional area in New South Wales. The median household income is $87,776 AUD per year (ABS 2021 Census).

Investment Score

42 / 100 Moderate

Household incomes in Cardiff South sit in a comfortable mid-range for the New South Wales market. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Map shows Cardiff South, New South Wales, Australia.

Key Indicators

Postcode
2285

Official Australia Post postcode for Cardiff South. A postcode may cover multiple suburbs.

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Population
2,931

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$400/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$87,776/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
110 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,777/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
86% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Cardiff South serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $400/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $1,777/month. The median household income of $87,776/year reflects a solid demographic, supporting sustainable rental demand. 86% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

A buy-and-hold approach in Cardiff South could work well with careful property selection and a longer time horizon.

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Rental Yield

Rental yields in Cardiff South are moderate โ€” screen for properties that offer above-average returns.

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Renovation / Flip

Limited buyer depth in Cardiff South makes flip strategies higher-risk โ€” consider rental conversion instead.

Risk Factors

Run the numbers on a Cardiff South property

Full Property Analysis

30-year projections for Cardiff South

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital growth in Cardiff South may remain subdued in 2026, with limited demand drivers in the near term. The rental pipeline in Cardiff South is thinner โ€” flexible lease terms could help secure tenants faster. Cardiff South is not a headline market, but contrarian investors may see long-term potential.

Frequently Asked Questions

Is Cardiff South a good suburb for investment?

Cardiff South is a regional area in New South Wales with a population of 2,931. The median rent is $400/week and the median household income is $87,776/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Cardiff South?

Key demand drivers in Cardiff South include regional employment hubs, lifestyle, and affordability. 86% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Cardiff South?

According to the ABS 2021 Census, Cardiff South has a population of approximately 2,931. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Cardiff South from the Sydney CBD?

Cardiff South is approximately 110 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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