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Suburb Insights · NSW 2108

Coasters Retreat, NSW 2108 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Coasters Retreat is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 30, making it a boutique locality. Located approximately 30 km from the Sydney CBD, Coasters Retreat is a middle ring area in New South Wales. The median household income is $117,000 per year.

Investment Score

68 / 100 Good

Coasters Retreat benefits from a high-income resident base, supporting premium property pricing.

Location

Sydney
Coasters Retreat
New South Wales · 2108
30 km from Sydney CBD
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Key Indicators

Postcode
2108

Official Australia Post postcode for Coasters Retreat. A postcode may cover multiple suburbs.

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Population
30

Usual resident population at the most recent census.

Median weekly rent
$350/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$117,000/yr

Annual median household income (before tax) across all households.

Distance to CBD
30 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$5,886/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
37% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Coasters Retreat is a smaller community of 30 — about 1% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $117,000/year runs 20% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Weekly rent of $350 covers just 26% of the median $5,886/month mortgage repayment, leaving a $4,369/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. At 30 km from Sydney, Coasters Retreat is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 37% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Coasters Retreat vs New South Wales Median

How Coasters Retreat stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Coasters Retreat sits above the state median; negative means below.

MetricCoasters RetreatNSW medianΔ vs state
Population305,325-99%
Median household income$117,000/yr$97,552/yr+20%
Median rent (weekly)$350$430-19%
Median mortgage (monthly)$5,886$2,167+172%
Distance to CBD30 km45 km-33%
Separate houses37%76%-39pp

Investor Checklist

Pre-inspection briefing for Coasters Retreat — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 30 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Weak cash flow: $350/week rent covers only 26% of the $5,886/month median mortgage — a $4,369/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

Renovation / Flip

Only 37% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

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30-year projections for Coasters Retreat

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Coasters Retreat are modest for 2026 — incomes 20% above the NSW median of $97,552 and a population of 30 suggest gains will lag headline metro markets. Rental coverage runs at ~26% of the typical mortgage ($1,517/month rent vs $5,886/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 68/100 places Coasters Retreat in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Coasters Retreat a good suburb for investment?

Coasters Retreat scores 68/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 30, median household income of $117,000/year and median weekly rent of $350. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Coasters Retreat?

The main demand drivers in Coasters Retreat are an above-state-median household income of $117,000/year, a dwelling mix that is 37% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Coasters Retreat?

Coasters Retreat has a usual resident population of approximately 30, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Coasters Retreat from the Sydney CBD?

Coasters Retreat sits 30 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Coasters Retreat?

The most recent census recorded a median weekly rent of $350 in Coasters Retreat, equating to approximately $18,200/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Coasters Retreat?

The median monthly mortgage repayment in Coasters Retreat is $5,886, or approximately $70,632/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Coasters Retreat cash-flow positive for investors?

A median weekly rent of $350 works out to $1,517/month, covering 26% of the median mortgage repayment of $5,886/month. That leaves a $4,369/month shortfall (around $52,428/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Coasters Retreat?

The main risks are a thin buyer pool (30 residents), interest-rate sensitivity on the $5,886 median mortgage, a unit-heavy dwelling mix (37% houses) where body-corporate costs and apartment supply affect resale, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Coasters Retreat profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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New South Wales Property Resources