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Suburb Insights ยท NSW 2450

Coffs Harbour 2450, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Coffs Harbour is a coastal suburb in New South Wales, Australia, with a population of approximately 27,089, making it a sizeable community. Located approximately 435 km from the Sydney CBD, Coffs Harbour is a coastal area in New South Wales. The median household income is $64,012 AUD per year (ABS 2021 Census).

Investment Score

46 / 100 Moderate

Coffs Harbour's income profile suggests a value-oriented market with competitive purchase prices. The coastal setting provides a lifestyle factor that underpins property values.

Location

Map shows Coffs Harbour, New South Wales, Australia.

Key Indicators

Postcode
2450

Official Australia Post postcode for Coffs Harbour. A postcode may cover multiple suburbs.

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Population
27,089

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$355/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$64,012/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
435 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
7

Estimated 7 schools within or near this suburb based on ABS 2021 data.

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Parks & green spaces
11

Estimated 11 parks and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,733/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
55% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Coffs Harbour, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $355/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,733/month.

Investment Strategy

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Buy & Hold

Coffs Harbour offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Coffs Harbour can deliver reasonable rental income, though yields are not the primary draw.

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Renovation / Flip

Renovation in Coffs Harbour requires careful cost analysis โ€” the margin is there but not always wide.

Risk Factors

Run the numbers on a Coffs Harbour property

Full Property Analysis

30-year projections for Coffs Harbour

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Coffs Harbour faces a cautious growth outlook for 2026 โ€” investors should focus on yield rather than short-term gains. Tenants in Coffs Harbour have options โ€” presenting well-maintained properties is key to minimising vacancy. Sentiment is subdued, though improving local conditions could shift perceptions over time.

Frequently Asked Questions

Is Coffs Harbour a good suburb for investment?

Coffs Harbour is a coastal area in New South Wales with a population of 27,089. The median rent is $355/week and the median household income is $64,012/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Coffs Harbour?

Key demand drivers in Coffs Harbour include lifestyle appeal and proximity to the coast. 55% of dwellings are separate houses. The area has approximately 7 schools and 11 parks nearby.

What is the population of Coffs Harbour?

According to the ABS 2021 Census, Coffs Harbour has a population of approximately 27,089. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Coffs Harbour from the Sydney CBD?

Coffs Harbour is approximately 435 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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