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Suburb Insights · NSW 2760

Colyton, NSW 2760 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Colyton is a regional centre in New South Wales, Australia, with a population of approximately 8,770, making it a smaller community. Located approximately 39 km from the Sydney CBD, Colyton is a regional area in New South Wales. The median household income is $80,028 per year.

Investment Score

48 / 100 Moderate

Household incomes in Colyton sit in a comfortable mid-range for the New South Wales market. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Sydney
Colyton
New South Wales · 2760
39 km from Sydney CBD
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Key Indicators

Postcode
2760

Official Australia Post postcode for Colyton. A postcode may cover multiple suburbs.

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Population
8,770

Usual resident population at the most recent census.

Median weekly rent
$380/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$80,028/yr

Annual median household income (before tax) across all households.

Distance to CBD
39 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
2

Estimated 2 schools within or near this suburb.

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Parks & green spaces
4

Estimated 4 parks and green spaces near this suburb.

Median monthly mortgage
$1,950/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
91% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Colyton

Who Colyton Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the New South Wales median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the New South Wales median, improving cash-flow margins.
  • Local parks and reserves (around 4) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (39 km) — plan for commute time or local employment.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

Colyton's population of 8,770 sits 65% above the New South Wales suburb median of 5,325, giving it a wider tenant and buyer catchment than the average NSW locality. Household income of $80,028/year is 18% below the New South Wales median of $97,552, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Rent of $380/week (84% coverage of the $1,950/month median mortgage) leaves a gap of roughly $303/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 39 km from Sydney, Colyton is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 91% of dwellings — 15 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Investment Tip

Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 25% of household income — a useful sanity check on tenant affordability.

Colyton vs New South Wales Median

How Colyton stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Colyton sits above the state median; negative means below.

MetricColytonNSW medianΔ vs state
Population8,7705,325+65%
Median household income$80,028/yr$97,552/yr-18%
Median rent (weekly)$380$430-12%
Median mortgage (monthly)$1,950$2,167-10%
Distance to CBD39 km45 km-13%
Separate houses91%76%+15pp

Investor Checklist

Pre-inspection briefing for Colyton — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Colyton's 8,770-person market and $80,028 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

⚠️
Rental Yield

Moderate rental coverage: rent of $380/week covers 84% of a $1,950/month mortgage, leaving a $303/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

A dwelling mix skewed to houses (91% vs 76% NSW median) combined with a population of 8,770 creates a deeper market for value-add renovations — older stock, separate titles and stronger buyer competition are the usual pattern here.

Risk Factors

Run the numbers on a Colyton property

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30-year projections for Colyton

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Capital-growth expectations for Colyton are modest for 2026 — incomes 18% below the NSW median of $97,552 suggest gains will lag headline metro markets. Rental coverage runs at ~84% of the typical mortgage ($1,647/month rent vs $1,950/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 48/100 places Colyton in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Colyton a good suburb for investment?

Colyton scores 48/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 8,770, median household income of $80,028/year and median weekly rent of $380. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Colyton?

The main demand drivers in Colyton are a median household income of $80,028/year, a dwelling mix that is 91% separate houses, roughly 2 schools and 4 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Colyton?

Colyton has a usual resident population of approximately 8,770, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Colyton from the Sydney CBD?

Colyton sits 39 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Colyton?

The most recent census recorded a median weekly rent of $380 in Colyton, equating to approximately $19,760/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Colyton?

The median monthly mortgage repayment in Colyton is $1,950, or approximately $23,400/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Colyton cash-flow positive for investors?

A median weekly rent of $380 works out to $1,647/month, covering 84% of the median mortgage repayment of $1,950/month. That leaves a $303/month shortfall (around $3,636/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Colyton?

The main risks are interest-rate sensitivity on the $1,950 median mortgage, below-median household incomes ($80,028 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Colyton profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources