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Suburb Insights · NSW 2770

Minchinbury, NSW 2770 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Minchinbury is a regional centre in New South Wales, Australia, with a population of approximately 5,778, making it a smaller community. Located approximately 36 km from the Sydney CBD, Minchinbury is a regional area in New South Wales. The median household income is $114,816 per year.

Investment Score

63 / 100 Good

Above-average earnings in Minchinbury support sustained property values. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Sydney
Minchinbury
New South Wales · 2770
36 km from Sydney CBD
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Key Indicators

Postcode
2770

Official Australia Post postcode for Minchinbury. A postcode may cover multiple suburbs.

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Population
5,778

Usual resident population at the most recent census.

Median weekly rent
$450/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$114,816/yr

Annual median household income (before tax) across all households.

Distance to CBD
36 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
93% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Minchinbury

Who Minchinbury Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the New South Wales median.
💼ProfessionalsAround 36 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the New South Wales median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (36 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

5,778 residents places Minchinbury squarely in the middle of the New South Wales suburb size distribution (state median 5,325), with market depth comparable to most NSW localities. Median household income of $114,816/year runs 18% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $450 equates to $1,950/month — about 90% of the median mortgage repayment of $2,167/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 36 km from Sydney, Minchinbury is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 93% of dwellings — 17 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Investment Tip

Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 20% of household income — a useful sanity check on tenant affordability.

Minchinbury vs New South Wales Median

How Minchinbury stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Minchinbury sits above the state median; negative means below.

MetricMinchinburyNSW medianΔ vs state
Population5,7785,325+9%
Median household income$114,816/yr$97,552/yr+18%
Median rent (weekly)$450$430+5%
Median mortgage (monthly)$2,167$2,1670%
Distance to CBD36 km45 km-20%
Separate houses93%76%+17pp

Investor Checklist

Pre-inspection briefing for Minchinbury — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 5,778 and household income close to the NSW median ($114,816 vs $97,552) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

Rental Yield

Strong rental coverage: $450/week (~$1,950/month) covers 90% of the $2,167/month median mortgage repayment, so the shortfall sits at just $217/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

A dwelling mix skewed to houses (93% vs 76% NSW median) combined with a population of 5,778 creates a deeper market for value-add renovations — older stock, separate titles and stronger buyer competition are the usual pattern here.

Risk Factors

Run the numbers on a Minchinbury property

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30-year projections for Minchinbury

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Property values in Minchinbury should track the wider New South Wales market through 2026, with the $114,816/year median household income (18% above the $97,552 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~90% of the typical mortgage ($1,950/month rent vs $2,167/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 63/100 places Minchinbury in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Minchinbury a good suburb for investment?

Minchinbury scores 63/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 5,778, median household income of $114,816/year and median weekly rent of $450. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Minchinbury?

The main demand drivers in Minchinbury are an above-state-median household income of $114,816/year, a dwelling mix that is 93% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Minchinbury?

Minchinbury has a usual resident population of approximately 5,778, compared with a New South Wales suburb median of 5,325 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Minchinbury from the Sydney CBD?

Minchinbury sits 36 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Minchinbury?

The most recent census recorded a median weekly rent of $450 in Minchinbury, equating to approximately $23,400/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Minchinbury?

The median monthly mortgage repayment in Minchinbury is $2,167, or approximately $26,004/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Minchinbury cash-flow positive for investors?

A median weekly rent of $450 works out to $1,950/month, covering 90% of the median mortgage repayment of $2,167/month. That leaves a $217/month shortfall (around $2,604/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Minchinbury?

The main risks are interest-rate sensitivity on the $2,167 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Minchinbury profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources