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Suburb Insights ยท NSW 2444

Fernbank Creek 2444, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Fernbank Creek is a coastal suburb in New South Wales, Australia, with a population of approximately 122, making it a boutique locality. Located approximately 312 km from the Sydney CBD, Fernbank Creek is a coastal area in New South Wales. The median household income is $84,500 AUD per year (ABS 2021 Census).

Investment Score

43 / 100 Moderate

Fernbank Creek has a solid income profile that supports reliable occupancy rates. The coastal setting provides a lifestyle factor that underpins property values.

Location

Map shows Fernbank Creek, New South Wales, Australia.

Key Indicators

Postcode
2444

Official Australia Post postcode for Fernbank Creek. A postcode may cover multiple suburbs.

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Population
122

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$275/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$84,500/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
312 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,625/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
83% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Fernbank Creek, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $275/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,625/month. The median household income of $84,500/year reflects a solid demographic, supporting sustainable rental demand. 83% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

Holding property in Fernbank Creek over the medium term may deliver steady, if unspectacular, returns.

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Rental Yield

Fernbank Creek's rental market is softer โ€” budget for potential vacancy periods.

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Renovation / Flip

Limited buyer depth in Fernbank Creek makes flip strategies higher-risk โ€” consider rental conversion instead.

Risk Factors

Run the numbers on a Fernbank Creek property

Full Property Analysis

30-year projections for Fernbank Creek

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Low

Property values in Fernbank Creek should hold firm in 2026, with gradual appreciation tied to infrastructure and population trends. Tenants in Fernbank Creek have options โ€” presenting well-maintained properties is key to minimising vacancy. Investor sentiment toward Fernbank Creek is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Fernbank Creek a good suburb for investment?

Fernbank Creek is a coastal area in New South Wales with a population of 122. The median rent is $275/week and the median household income is $84,500/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Fernbank Creek?

Key demand drivers in Fernbank Creek include lifestyle appeal and proximity to the coast. 83% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Fernbank Creek?

According to the ABS 2021 Census, Fernbank Creek has a population of approximately 122. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Fernbank Creek from the Sydney CBD?

Fernbank Creek is approximately 312 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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