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Suburb Insights ยท NSW 2480

Girards Hill 2480, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Girards Hill is a coastal suburb in New South Wales, Australia, with a population of approximately 1,318, making it a boutique locality. Located approximately 595 km from the Sydney CBD, Girards Hill is a coastal area in New South Wales. The median household income is $64,324 AUD per year (ABS 2021 Census).

Investment Score

35 / 100 Weak

Household earnings in Girards Hill are below the state average, which may affect long-term capital growth. The coastal setting provides a lifestyle factor that underpins property values.

Location

Map shows Girards Hill, New South Wales, Australia.

Key Indicators

Postcode
2480

Official Australia Post postcode for Girards Hill. A postcode may cover multiple suburbs.

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Population
1,318

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$290/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$64,324/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
595 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,463/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
76% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Girards Hill, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $290/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,463/month. 76% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

Holding property in Girards Hill over the medium term may deliver steady, if unspectacular, returns.

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Rental Yield

Girards Hill's rental market is softer โ€” budget for potential vacancy periods.

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Renovation / Flip

Limited buyer depth in Girards Hill makes flip strategies higher-risk โ€” consider rental conversion instead.

Risk Factors

Run the numbers on a Girards Hill property

Full Property Analysis

30-year projections for Girards Hill

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Price movement in Girards Hill is expected to be flat to modest in 2026, reflecting broader regional market conditions. Tenants in Girards Hill have options โ€” presenting well-maintained properties is key to minimising vacancy. Investor sentiment toward Girards Hill is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Girards Hill a good suburb for investment?

Girards Hill is a coastal area in New South Wales with a population of 1,318. The median rent is $290/week and the median household income is $64,324/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Girards Hill?

Key demand drivers in Girards Hill include lifestyle appeal and proximity to the coast. 76% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Girards Hill?

According to the ABS 2021 Census, Girards Hill has a population of approximately 1,318. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Girards Hill from the Sydney CBD?

Girards Hill is approximately 595 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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