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Suburb Insights ยท NSW 2445

Lake Cathie 2445, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Lake Cathie is a coastal suburb in New South Wales, Australia, with a population of approximately 4,296, making it a boutique locality. Located approximately 300 km from the Sydney CBD, Lake Cathie is a coastal area in New South Wales. The median household income is $66,300 AUD per year (ABS 2021 Census).

Investment Score

45 / 100 Moderate

Lower income levels in Lake Cathie typically translate to more affordable entry points for investors. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Map shows Lake Cathie, New South Wales, Australia.

Key Indicators

Postcode
2445

Official Australia Post postcode for Lake Cathie. A postcode may cover multiple suburbs.

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Population
4,296

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$380/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$66,300/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
300 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,850/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
83% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Lake Cathie, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $380/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,850/month. 83% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

Lake Cathie offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Rental yields in Lake Cathie are moderate โ€” screen for properties that offer above-average returns.

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Renovation / Flip

Renovation or flip strategies in Lake Cathie face headwinds from a smaller buyer pool and slower turnover.

Risk Factors

Run the numbers on a Lake Cathie property

Full Property Analysis

30-year projections for Lake Cathie

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Capital growth in Lake Cathie may remain subdued in 2026, with limited demand drivers in the near term. Rental demand is expected to be stable, though landlords may need to remain competitive on pricing. Investor sentiment toward Lake Cathie is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Lake Cathie a good suburb for investment?

Lake Cathie is a coastal area in New South Wales with a population of 4,296. The median rent is $380/week and the median household income is $66,300/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Lake Cathie?

Key demand drivers in Lake Cathie include lifestyle appeal and proximity to the coast. 83% of dwellings are separate houses. The area has approximately 1 schools and 2 parks nearby.

What is the population of Lake Cathie?

According to the ABS 2021 Census, Lake Cathie has a population of approximately 4,296. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Lake Cathie from the Sydney CBD?

Lake Cathie is approximately 300 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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