ABS 2021 Census · Updated 31 March 2026
Mountain Top is a coastal suburb in New South Wales, Australia, with a population of approximately 45, making it a boutique locality. Located approximately 613 km from the Sydney CBD, Mountain Top is a coastal area in New South Wales. The median household income is $71,500 AUD per year (ABS 2021 Census).
Household earnings in Mountain Top are below the state average, which may affect long-term capital growth. The coastal setting provides a lifestyle factor that underpins property values.
Map shows Mountain Top, New South Wales, Australia.
Official Australia Post postcode for Mountain Top. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.
ABS Census Data →Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.
State Rental Authority →Annual median household income (before tax) for all households. Source: ABS 2021 Census.
ABS Census Data →Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb based on ABS 2021 data.
Find schools near Mountain Top on My School →Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.
Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.
ABS Census Data →Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.
ABS Census Data →Coastal lifestyle is a strong draw for Mountain Top, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $263/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,170/month.
Holding property in Mountain Top over the medium term may deliver steady, if unspectacular, returns.
Mountain Top's rental market is softer — budget for potential vacancy periods.
Limited buyer depth in Mountain Top makes flip strategies higher-risk — consider rental conversion instead.
Run the numbers on a Mountain Top property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Growth in Mountain Top through 2026 will likely be steady rather than spectacular, tracking the wider market. Tenants in Mountain Top have options — presenting well-maintained properties is key to minimising vacancy. Investor sentiment toward Mountain Top is currently lukewarm — value hunters may find opportunity here.
Mountain Top is a coastal area in New South Wales with a population of 45. The median rent is $263/week and the median household income is $71,500/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.
Key demand drivers in Mountain Top include lifestyle appeal and proximity to the coast. 55% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.
According to the ABS 2021 Census, Mountain Top has a population of approximately 45. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.
Mountain Top is approximately 613 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant — local amenities and employment are important investment considerations.