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Suburb Insights · NSW 2765

Oakville, NSW 2765 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Oakville is a regional centre in New South Wales, Australia, with a population of approximately 2,027, making it a boutique locality. Located approximately 41 km from the Sydney CBD, Oakville is a regional area in New South Wales. The median household income is $123,136 per year.

Investment Score

62 / 100 Good

Above-average earnings in Oakville support sustained property values. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Sydney
Oakville
New South Wales · 2765
41 km from Sydney CBD
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Key Indicators

Postcode
2765

Official Australia Post postcode for Oakville. A postcode may cover multiple suburbs.

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Population
2,027

Usual resident population at the most recent census.

Median weekly rent
$600/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$123,136/yr

Annual median household income (before tax) across all households.

Distance to CBD
41 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,500/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
95% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Oakville

Who Oakville Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersPrices sit above the New South Wales median — stretch goal.
💼ProfessionalsAround 41 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Lower purchase prices and more land for the money.
  • Established infrastructure and existing community base.

Cons

  • Median mortgage sits above the New South Wales state median — entry costs are stretched.
  • Long distance to the CBD (41 km) — plan for commute time or local employment.
  • Transport options are limited — car dependency is likely.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Oakville is a smaller community of 2,027 — about 38% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $123,136/year runs 26% above the New South Wales suburb median of $97,552, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median weekly rent of $600 equates to $2,600/month — about 104% of the median mortgage repayment of $2,500/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 41 km from Sydney, Oakville is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 95% of dwellings — 19 percentage points above the New South Wales median of 76% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Investment Tip

This suburb suits yield-focused investors who are comfortable with lower liquidity. Employment concentration and local population trends matter more here than in metro markets. Local rents consume roughly 25% of household income — a useful sanity check on tenant affordability.

Oakville vs New South Wales Median

How Oakville stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Oakville sits above the state median; negative means below.

MetricOakvilleNSW medianΔ vs state
Population2,0275,325-62%
Median household income$123,136/yr$97,552/yr+26%
Median rent (weekly)$600$430+40%
Median mortgage (monthly)$2,500$2,167+15%
Distance to CBD41 km45 km-9%
Separate houses95%76%+19pp

Investor Checklist

Pre-inspection briefing for Oakville — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 2,027 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $600/week (~$2,600/month) covers 104% of the $2,500/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 95% houses in a 2,027-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Oakville property

Full Property Analysis

30-year projections for Oakville

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Oakville are modest for 2026 — incomes 26% above the NSW median of $97,552 and a population of 2,027 suggest gains will lag headline metro markets. Rental coverage runs at ~104% of the typical mortgage ($2,600/month rent vs $2,500/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 62/100 places Oakville in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Oakville a good suburb for investment?

Oakville scores 62/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 2,027, median household income of $123,136/year and median weekly rent of $600. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Oakville?

The main demand drivers in Oakville are an above-state-median household income of $123,136/year, a dwelling mix that is 95% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Oakville?

Oakville has a usual resident population of approximately 2,027, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Oakville from the Sydney CBD?

Oakville sits 41 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Oakville?

The most recent census recorded a median weekly rent of $600 in Oakville, equating to approximately $31,200/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Oakville?

The median monthly mortgage repayment in Oakville is $2,500, or approximately $30,000/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Oakville cash-flow positive for investors?

A median weekly rent of $600 works out to $2,600/month, covering 104% of the median mortgage repayment of $2,500/month. That means rent exceeds the median repayment by roughly $100/month, so on these numbers Oakville leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Oakville?

The main risks are a thin buyer pool (2,027 residents), interest-rate sensitivity on the $2,500 median mortgage, the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Oakville profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources