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Suburb Insights · NSW 2765

Vineyard, NSW 2765 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Vineyard is a regional centre in New South Wales, Australia, with a population of approximately 1,143, making it a boutique locality. Located approximately 42 km from the Sydney CBD, Vineyard is a regional area in New South Wales. The median household income is $63,128 per year.

Investment Score

35 / 100 Weak

Lower income levels in Vineyard typically translate to more affordable entry points for investors. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Sydney
Vineyard
New South Wales · 2765
42 km from Sydney CBD
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Key Indicators

Postcode
2765

Official Australia Post postcode for Vineyard. A postcode may cover multiple suburbs.

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Population
1,143

Usual resident population at the most recent census.

Median weekly rent
$450/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$63,128/yr

Annual median household income (before tax) across all households.

Distance to CBD
42 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
59% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Vineyard is a smaller community of 1,143 — about 21% of the New South Wales suburb median (5,325) — so investors should factor in the narrower buyer pool and longer average time-on-market. Vineyard's median household income of $63,128/year is 35% below the New South Wales suburb median ($97,552) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $450 equates to $1,950/month — about 90% of the median mortgage repayment of $2,167/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. At 42 km from Sydney, Vineyard is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 59% of dwellings are separate houses (vs 76% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Vineyard vs New South Wales Median

How Vineyard stacks up against the median of all New South Wales suburbs in our dataset. Positive values mean Vineyard sits above the state median; negative means below.

MetricVineyardNSW medianΔ vs state
Population1,1435,325-79%
Median household income$63,128/yr$97,552/yr-35%
Median rent (weekly)$450$430+5%
Median mortgage (monthly)$2,167$2,1670%
Distance to CBD42 km45 km-7%
Separate houses59%76%-17pp

Investor Checklist

Pre-inspection briefing for Vineyard — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 1,143 means liquidity is thin and capital growth tends to lag the wider New South Wales market over full cycles.

Rental Yield

Strong rental coverage: $450/week (~$1,950/month) covers 90% of the $2,167/month median mortgage repayment, so the shortfall sits at just $217/month. Investors targeting positive cash flow should shortlist this suburb.

Renovation / Flip

Only 59% of dwellings are separate houses (vs 76% NSW median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Vineyard property

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30-year projections for Vineyard

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Vineyard are modest for 2026 — incomes 35% below the NSW median of $97,552 and a population of 1,143 suggest gains will lag headline metro markets. Rental coverage runs at ~90% of the typical mortgage ($1,950/month rent vs $2,167/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 35/100 places Vineyard in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Vineyard a good suburb for investment?

Vineyard scores 35/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 1,143, median household income of $63,128/year and median weekly rent of $450. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Vineyard?

The main demand drivers in Vineyard are a median household income of $63,128/year, a dwelling mix that is 59% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Vineyard?

Vineyard has a usual resident population of approximately 1,143, compared with a New South Wales suburb median of 5,325 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Vineyard from the Sydney CBD?

Vineyard sits 42 km straight-line from the Sydney CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Vineyard?

The most recent census recorded a median weekly rent of $450 in Vineyard, equating to approximately $23,400/year in gross rental income (state median $430/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Vineyard?

The median monthly mortgage repayment in Vineyard is $2,167, or approximately $26,004/year (vs $2,167/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Vineyard cash-flow positive for investors?

A median weekly rent of $450 works out to $1,950/month, covering 90% of the median mortgage repayment of $2,167/month. That leaves a $217/month shortfall (around $2,604/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Vineyard?

The main risks are a thin buyer pool (1,143 residents), interest-rate sensitivity on the $2,167 median mortgage, below-median household incomes ($63,128 vs $97,552 state median), the broader New South Wales market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Vineyard profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

New South Wales Property Resources