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Suburb Insights ยท NSW 2256

Pearl Beach 2256, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Pearl Beach is a coastal suburb in New South Wales, Australia, with a population of approximately 510, making it a boutique locality. Located approximately 37 km from the Sydney CBD, Pearl Beach is a coastal area in New South Wales. The median household income is $91,572 AUD per year (ABS 2021 Census).

Investment Score

50 / 100 Moderate

Above-average earnings in Pearl Beach support sustained property values. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Map shows Pearl Beach, New South Wales, Australia.

Key Indicators

Postcode
2256

Official Australia Post postcode for Pearl Beach. A postcode may cover multiple suburbs.

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Population
510

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$488/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$91,572/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
37 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
39% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Pearl Beach, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $488/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $2,167/month. The median household income of $91,572/year reflects a solid demographic, supporting sustainable rental demand. With only 39% separate houses, Pearl Beach has a significant apartment and unit market โ€” typical of inner-city investment corridors.

Investment Strategy

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Buy & Hold

Pearl Beach offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Strong tenant demand in Pearl Beach underpins consistent rental income and low vacancy risk.

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Renovation / Flip

Renovation or flip strategies in Pearl Beach face headwinds from a smaller buyer pool and slower turnover.

Risk Factors

Run the numbers on a Pearl Beach property

Full Property Analysis

30-year projections for Pearl Beach

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Pearl Beach is expected to see moderate price growth in 2026 as the broader New South Wales market stabilises. Rental demand is expected to be stable, though landlords may need to remain competitive on pricing. Investor sentiment is cautiously optimistic โ€” selective opportunities exist for well-researched buyers.

Frequently Asked Questions

Is Pearl Beach a good suburb for investment?

Pearl Beach is a coastal area in New South Wales with a population of 510. The median rent is $488/week and the median household income is $91,572/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Pearl Beach?

Key demand drivers in Pearl Beach include lifestyle appeal and proximity to the coast. 39% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Pearl Beach?

According to the ABS 2021 Census, Pearl Beach has a population of approximately 510. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Pearl Beach from the Sydney CBD?

Pearl Beach is approximately 37 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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