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Suburb Insights ยท NSW 2036

Phillip Bay 2036, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Phillip Bay is a well-established middle-ring suburb of Sydney, Australia, with a population of approximately 721, making it a boutique locality. Located approximately 12 km from the Sydney CBD, Phillip Bay is a middle ring area in New South Wales. The median household income is $114,036 AUD per year (ABS 2021 Census).

Investment Score

71 / 100 Good

Above-average earnings in Phillip Bay support sustained property values. The short commute to the city centre is a key demand driver.

Location

Map shows Phillip Bay, New South Wales, Australia.

Key Indicators

Postcode
2036

Official Australia Post postcode for Phillip Bay. A postcode may cover multiple suburbs.

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Population
721

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$313/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$114,036/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
12 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$2,817/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
78% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Phillip Bay's middle-ring location balances affordability with accessibility. These suburbs often benefit from established infrastructure, good schools, and transport links โ€” making them attractive to families and long-term tenants. The median rent of $313/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $2,817/month. A median household income of $114,036/year supports premium property values and indicates a well-employed resident base. 78% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

Solid fundamentals in Phillip Bay support capital growth over a medium to long hold period.

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Rental Yield

Phillip Bay can deliver reasonable rental income, though yields are not the primary draw.

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Renovation / Flip

The resale market in Phillip Bay may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Phillip Bay property

Full Property Analysis

30-year projections for Phillip Bay

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Strong Rental Demand: Moderate Investor Sentiment: Strong

The outlook for capital growth in Phillip Bay is encouraging heading into 2026, driven by constrained supply and buyer competition. The rental market in Phillip Bay should see steady occupancy, with moderate upward pressure on rents. Confidence in Phillip Bay's medium-term prospects is reflected in sustained buyer interest.

Frequently Asked Questions

Is Phillip Bay a good suburb for investment?

Phillip Bay is a middle ring area in New South Wales with a population of 721. The median rent is $313/week and the median household income is $114,036/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Phillip Bay?

Key demand drivers in Phillip Bay include established amenities and transport access. 78% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Phillip Bay?

According to the ABS 2021 Census, Phillip Bay has a population of approximately 721. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Phillip Bay from the Sydney CBD?

Phillip Bay is approximately 12 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). This is within comfortable commuting range with good transport links.

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