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Suburb Insights ยท NSW 2529

Shellharbour City Centre 2529, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Shellharbour City Centre is a coastal suburb in New South Wales, Australia, with a population of approximately 457, making it a boutique locality. Located approximately 85 km from the Sydney CBD, Shellharbour City Centre is a coastal area in New South Wales. The median household income is $49,348 AUD per year (ABS 2021 Census).

Investment Score

33 / 100 Weak

Lower income levels in Shellharbour City Centre typically translate to more affordable entry points for investors. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Map shows Shellharbour City Centre, New South Wales, Australia.

Key Indicators

Postcode
2529

Official Australia Post postcode for Shellharbour City Centre. A postcode may cover multiple suburbs.

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Population
457

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$400/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$49,348/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
85 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,798/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
25% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Shellharbour City Centre, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $400/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $1,798/month. With only 25% separate houses, Shellharbour City Centre has a significant apartment and unit market โ€” typical of inner-city investment corridors.

Investment Strategy

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Buy & Hold

Shellharbour City Centre offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Rental yields in Shellharbour City Centre are moderate โ€” screen for properties that offer above-average returns.

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Renovation / Flip

Renovation or flip strategies in Shellharbour City Centre face headwinds from a smaller buyer pool and slower turnover.

Risk Factors

Run the numbers on a Shellharbour City Centre property

Full Property Analysis

30-year projections for Shellharbour City Centre

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Capital growth in Shellharbour City Centre may remain subdued in 2026, with limited demand drivers in the near term. Rental demand is expected to be stable, though landlords may need to remain competitive on pricing. Investor sentiment toward Shellharbour City Centre is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Shellharbour City Centre a good suburb for investment?

Shellharbour City Centre is a coastal area in New South Wales with a population of 457. The median rent is $400/week and the median household income is $49,348/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Shellharbour City Centre?

Key demand drivers in Shellharbour City Centre include lifestyle appeal and proximity to the coast. 25% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Shellharbour City Centre?

According to the ABS 2021 Census, Shellharbour City Centre has a population of approximately 457. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Shellharbour City Centre from the Sydney CBD?

Shellharbour City Centre is approximately 85 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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