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Suburb Insights ยท NSW 2545

Stony Creek 2545, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Stony Creek is a coastal suburb in New South Wales, Australia, with a population of approximately 151, making it a boutique locality. Located approximately 331 km from the Sydney CBD, Stony Creek is a coastal area in New South Wales. The median household income is $80,184 AUD per year (ABS 2021 Census).

Investment Score

41 / 100 Moderate

Moderate income levels in Stony Creek indicate steady rental demand from working households. The coastal setting provides a lifestyle factor that underpins property values.

Location

Map shows Stony Creek, New South Wales, Australia.

Key Indicators

Postcode
2545

Official Australia Post postcode for Stony Creek. A postcode may cover multiple suburbs.

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Population
151

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$330/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$80,184/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
331 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,517/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
96% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Stony Creek, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $330/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,517/month. The median household income of $80,184/year reflects a solid demographic, supporting sustainable rental demand. 96% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

A buy-and-hold approach in Stony Creek could work well with careful property selection and a longer time horizon.

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Rental Yield

Expect competitive but not exceptional rental returns in Stony Creek's current market.

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Renovation / Flip

Limited buyer depth in Stony Creek makes flip strategies higher-risk โ€” consider rental conversion instead.

Risk Factors

Run the numbers on a Stony Creek property

Full Property Analysis

30-year projections for Stony Creek

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Low

Growth in Stony Creek through 2026 will likely be steady rather than spectacular, tracking the wider market. Tenants in Stony Creek have options โ€” presenting well-maintained properties is key to minimising vacancy. Investor sentiment toward Stony Creek is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Stony Creek a good suburb for investment?

Stony Creek is a coastal area in New South Wales with a population of 151. The median rent is $330/week and the median household income is $80,184/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Stony Creek?

Key demand drivers in Stony Creek include lifestyle appeal and proximity to the coast. 96% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Stony Creek?

According to the ABS 2021 Census, Stony Creek has a population of approximately 151. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Stony Creek from the Sydney CBD?

Stony Creek is approximately 331 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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