ABS 2021 Census · Updated 31 March 2026
Terrace Creek is a regional centre in New South Wales, Australia, with a population of approximately 40, making it a boutique locality. Located approximately 626 km from the Sydney CBD, Terrace Creek is a regional area in New South Wales. The median household income is $42,848 AUD per year (ABS 2021 Census).
Terrace Creek's income profile suggests a value-oriented market with competitive purchase prices. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.
Map shows Terrace Creek, New South Wales, Australia.
Official Australia Post postcode for Terrace Creek. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.
ABS Census Data →Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.
State Rental Authority →Annual median household income (before tax) for all households. Source: ABS 2021 Census.
ABS Census Data →Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb based on ABS 2021 data.
Find schools near Terrace Creek on My School →Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.
Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.
ABS Census Data →Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.
ABS Census Data →As a regional centre, Terrace Creek serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $250/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $2,530/month. 100% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.
Long-term holding in Terrace Creek requires careful assessment of local economic resilience.
Achieving strong cash flow in Terrace Creek is challenging at current rent-to-price ratios.
Renovation or flip strategies in Terrace Creek face headwinds from a smaller buyer pool and slower turnover.
Run the numbers on a Terrace Creek property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Terrace Creek faces a cautious growth outlook for 2026 — investors should focus on yield rather than short-term gains. Rental demand may be softer — budgeting for vacancy periods is prudent in Terrace Creek's 2026 outlook. Terrace Creek is not a headline market, but contrarian investors may see long-term potential.
Terrace Creek is a regional area in New South Wales with a population of 40. The median rent is $250/week and the median household income is $42,848/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.
Key demand drivers in Terrace Creek include regional employment hubs, lifestyle, and affordability. 100% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.
According to the ABS 2021 Census, Terrace Creek has a population of approximately 40. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.
Terrace Creek is approximately 626 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant — local amenities and employment are important investment considerations.