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Suburb Insights ยท NSW 2260

Terrigal 2260, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Terrigal is a coastal suburb in New South Wales, Australia, with a population of approximately 12,730, making it a smaller community. Located approximately 51 km from the Sydney CBD, Terrigal is a coastal area in New South Wales. The median household income is $106,912 AUD per year (ABS 2021 Census).

Investment Score

64 / 100 Good

Terrigal benefits from a high-income resident base, supporting premium property pricing. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Map shows Terrigal, New South Wales, Australia.

Key Indicators

Postcode
2260

Official Australia Post postcode for Terrigal. A postcode may cover multiple suburbs.

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Population
12,730

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$520/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$106,912/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
51 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
3

Estimated 3 schools within or near this suburb based on ABS 2021 data.

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Parks & green spaces
5

Estimated 5 parks and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$2,492/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
61% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Terrigal, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $520/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $2,492/month. A median household income of $106,912/year supports premium property values and indicates a well-employed resident base.

Investment Strategy

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Buy & Hold

Holding property in Terrigal over the medium term may deliver steady, if unspectacular, returns.

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Rental Yield

Terrigal's rental market favours investors seeking yield โ€” occupancy rates are typically strong in this area.

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Renovation / Flip

Some renovation potential exists in Terrigal, though margins may be tighter due to higher base prices or competition.

Risk Factors

Run the numbers on a Terrigal property

Full Property Analysis

30-year projections for Terrigal

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Growth in Terrigal through 2026 will likely be steady rather than spectacular, tracking the wider market. Rental demand is expected to be stable, though landlords may need to remain competitive on pricing. Investor sentiment is cautiously optimistic โ€” selective opportunities exist for well-researched buyers.

Frequently Asked Questions

Is Terrigal a good suburb for investment?

Terrigal is a coastal area in New South Wales with a population of 12,730. The median rent is $520/week and the median household income is $106,912/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Terrigal?

Key demand drivers in Terrigal include lifestyle appeal and proximity to the coast. 61% of dwellings are separate houses. The area has approximately 3 schools and 5 parks nearby.

What is the population of Terrigal?

According to the ABS 2021 Census, Terrigal has a population of approximately 12,730. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Terrigal from the Sydney CBD?

Terrigal is approximately 51 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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