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Suburb Insights ยท NSW 2490

Tumbulgum 2490, New South Wales

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Tumbulgum is a coastal suburb in New South Wales, Australia, with a population of approximately 454, making it a boutique locality. Located approximately 658 km from the Sydney CBD, Tumbulgum is a coastal area in New South Wales. The median household income is $103,220 AUD per year (ABS 2021 Census).

Investment Score

52 / 100 Moderate

Strong household incomes in Tumbulgum underpin solid property demand. Coastal lifestyle appeal adds a premium that supports long-term demand.

Location

Map shows Tumbulgum, New South Wales, Australia.

Key Indicators

Postcode
2490

Official Australia Post postcode for Tumbulgum. A postcode may cover multiple suburbs.

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Population
454

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$350/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$103,220/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
658 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,975/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
92% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Tumbulgum, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in New South Wales consistently attract interstate migration and lifestyle buyers. The median rent of $350/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,975/month. A median household income of $103,220/year supports premium property values and indicates a well-employed resident base. 92% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

A buy-and-hold approach in Tumbulgum could work well with careful property selection and a longer time horizon.

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Rental Yield

Rental yields in Tumbulgum are moderate โ€” screen for properties that offer above-average returns.

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Renovation / Flip

Renovation or flip strategies in Tumbulgum face headwinds from a smaller buyer pool and slower turnover.

Risk Factors

Run the numbers on a Tumbulgum property

Full Property Analysis

30-year projections for Tumbulgum

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Tumbulgum is expected to see moderate price growth in 2026 as the broader New South Wales market stabilises. Rental demand is expected to be stable, though landlords may need to remain competitive on pricing. The market mood around Tumbulgum is balanced โ€” neither bullish nor bearish heading into 2026.

Frequently Asked Questions

Is Tumbulgum a good suburb for investment?

Tumbulgum is a coastal area in New South Wales with a population of 454. The median rent is $350/week and the median household income is $103,220/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Tumbulgum?

Key demand drivers in Tumbulgum include lifestyle appeal and proximity to the coast. 92% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Tumbulgum?

According to the ABS 2021 Census, Tumbulgum has a population of approximately 454. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Tumbulgum from the Sydney CBD?

Tumbulgum is approximately 658 km straight-line distance from the Sydney CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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