Free full calculator →
Suburb Insights · NT 0847

Pine Creek, NT 0847 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Pine Creek is a regional centre in Northern Territory, Australia, with a population of approximately 318, making it a boutique locality. Located approximately 185 km from the Darwin CBD, Pine Creek is a regional area in Northern Territory. The median household income is $58,500 per year.

Investment Score

26 / 100 Weak

Pine Creek's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Darwin
Pine Creek
Northern Territory · 0847
185 km from Darwin CBD
View on Google Maps ↗

Key Indicators

Postcode
0847

Official Australia Post postcode for Pine Creek. A postcode may cover multiple suburbs.

Australia Post Postcode Finder →
Population
318

Usual resident population at the most recent census.

Median weekly rent
$120/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$58,500/yr

Annual median household income (before tax) across all households.

Distance to CBD
185 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

Find schools near Pine Creek on My School →
Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,083/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
53% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Pine Creek is a smaller community of 318 — about 10% of the Northern Territory suburb median (3,057) — so investors should factor in the narrower buyer pool and longer average time-on-market. Pine Creek's median household income of $58,500/year is 48% below the Northern Territory suburb median ($113,308) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Weekly rent of $120 covers just 48% of the median $1,083/month mortgage repayment, leaving a $563/month gap — investors should only pursue this suburb with a clear capital-growth thesis and sufficient external income to fund the shortfall. Pine Creek is 185 km from Darwin, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 53% of dwellings are separate houses (vs 68% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Pine Creek vs Northern Territory Median

How Pine Creek stacks up against the median of all Northern Territory suburbs in our dataset. Positive values mean Pine Creek sits above the state median; negative means below.

MetricPine CreekNT medianΔ vs state
Population3183,057-90%
Median household income$58,500/yr$113,308/yr-48%
Median rent (weekly)$120$360-67%
Median mortgage (monthly)$1,083$1,950-44%
Distance to CBD185 km15 km+1133%
Separate houses53%68%-15pp

Investor Checklist

Pre-inspection briefing for Pine Creek — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 318 means liquidity is thin and capital growth tends to lag the wider Northern Territory market over full cycles.

Rental Yield

Weak cash flow: $120/week rent covers only 48% of the $1,083/month median mortgage — a $563/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

Renovation / Flip

Only 53% of dwellings are separate houses (vs 68% NT median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Pine Creek property

Full Property Analysis

30-year projections for Pine Creek

Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.

Create free account →
Or jump straight to a calculator: Loan Serviceability First Home Buyer Grants

2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Pine Creek are modest for 2026 — incomes 48% below the NT median of $113,308 and a population of 318 suggest gains will lag headline metro markets. Rental coverage runs at ~48% of the typical mortgage ($520/month rent vs $1,083/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 26/100 places Pine Creek in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

Share your experience of Pine Creek

Lived in Pine Creek? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.

Frequently Asked Questions

Is Pine Creek a good suburb for investment?

Pine Creek scores 26/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 318, median household income of $58,500/year and median weekly rent of $120. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Pine Creek?

The main demand drivers in Pine Creek are a median household income of $58,500/year, a dwelling mix that is 53% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Pine Creek?

Pine Creek has a usual resident population of approximately 318, compared with a Northern Territory suburb median of 3,057 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Pine Creek from the Darwin CBD?

Pine Creek sits 185 km straight-line from the Darwin CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Pine Creek?

The most recent census recorded a median weekly rent of $120 in Pine Creek, equating to approximately $6,240/year in gross rental income (state median $360/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Pine Creek?

The median monthly mortgage repayment in Pine Creek is $1,083, or approximately $12,996/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Pine Creek cash-flow positive for investors?

A median weekly rent of $120 works out to $520/month, covering 48% of the median mortgage repayment of $1,083/month. That leaves a $563/month shortfall (around $6,756/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Pine Creek?

The main risks are a thin buyer pool (318 residents), interest-rate sensitivity on the $1,083 median mortgage, below-median household incomes ($58,500 vs $113,308 state median), the broader Northern Territory market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Pine Creek profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

Northern Territory Property Resources