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ABS 2021 Census · Updated 21 May 2026
Banks Creek is an outer-metropolitan suburb of Brisbane, Australia, with a population of approximately 11, making it a boutique locality. Located approximately 31 km from the Brisbane CBD, Banks Creek is a outer metro area in Queensland. The median household income is $71,500 per year.
Lower income levels in Banks Creek typically translate to more affordable entry points for investors. While further from the city, improving transport links could boost future demand.
Official Australia Post postcode for Banks Creek. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Banks Creek on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Banks Creek is a smaller community of 11 — about 0% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Banks Creek's median household income of $71,500/year is 21% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. At 31 km from Brisbane, Banks Creek is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Only 33% of dwellings are separate houses (vs 77% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.
How Banks Creek stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Banks Creek sits above the state median; negative means below.
| Metric | Banks Creek | QLD median | Δ vs state |
|---|---|---|---|
| Population | 11 | 5,474 | -100% |
| Median household income | $71,500/yr | $90,298/yr | -21% |
| Median mortgage (monthly) | $1,679 | $1,733 | -3% |
| Distance to CBD | 31 km | 62 km | -50% |
| Separate houses | 33% | 77% | -44pp |
Pre-inspection briefing for Banks Creek — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 11 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.
Median rental data was not captured for Banks Creek. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.
Only 33% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.
Run the numbers on a Banks Creek property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Banks Creek are modest for 2026 — incomes 21% below the QLD median of $90,298 and a population of 11 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Banks Creek. The EquitySight investment score of 43/100 places Banks Creek in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Banks Creek scores 43/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 11, median household income of $71,500/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Banks Creek are a median household income of $71,500/year, a dwelling mix that is 33% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Banks Creek has a usual resident population of approximately 11, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Banks Creek sits 31 km straight-line from the Brisbane CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.
A reliable median rent was not captured for Banks Creek. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.
The median monthly mortgage repayment in Banks Creek is $1,679, or approximately $20,148/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
Census data was not complete enough in Banks Creek to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.
The main risks are a thin buyer pool (11 residents), interest-rate sensitivity on the $1,679 median mortgage, below-median household incomes ($71,500 vs $90,298 state median), a unit-heavy dwelling mix (33% houses) where body-corporate costs and apartment supply affect resale, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.