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Suburb Insights · QLD 4720

Emerald, QLD 4720 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Emerald is a coastal suburb in Queensland, Australia, with a population of approximately 14,904, making it a smaller community. Located approximately 657 km from the Brisbane CBD, Emerald is a coastal area in Queensland. The median household income is $114,504 per year.

Investment Score

66 / 100 Good

Strong household incomes in Emerald underpin solid property demand. Seaside positioning attracts both owner-occupiers and holiday rental demand.

Location

Brisbane
Emerald
Queensland · 4720
657 km from Brisbane CBD
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Key Indicators

Postcode
4720

Official Australia Post postcode for Emerald. A postcode may cover multiple suburbs.

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Population
14,904

Usual resident population at the most recent census.

Median weekly rent
$300/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$114,504/yr

Annual median household income (before tax) across all households.

Distance to CBD
657 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
4

Estimated 4 schools within or near this suburb.

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Parks & green spaces
6

Estimated 6 parks and green spaces near this suburb.

Median monthly mortgage
$1,647/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
67% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Emerald

Who Emerald Suits

👨‍👩‍👧Families4 schools nearby, 67% separate houses.
📊InvestorsRental coverage trails the state average.
🏡First-home buyersEntry costs sit at or below the Queensland median.
💼ProfessionalsAround 657 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Queensland median, improving cash-flow margins.
  • Access to several schools nearby (around 4).
  • Local parks and reserves (around 6) add to liveability.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (657 km) — plan for commute time or local employment.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

With 14,904 residents, Emerald is one of Queensland's more populous suburbs — roughly 2.7× the state median of 5,474 — giving it a deep buyer and tenant pool that typically supports higher transaction volumes and shorter average days on market. Median household income of $114,504/year runs 27% above the Queensland suburb median of $90,298, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Rent of $300/week (79% coverage of the $1,647/month median mortgage) leaves a gap of roughly $347/month that a typical investor bridges with negative gearing, depreciation and capital growth. Emerald is 657 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

This suburb can suit investors targeting renter demand driven by lifestyle. Insurance, climate risk, and seasonal rental patterns all warrant a close look. Local rents consume roughly 14% of household income — a useful sanity check on tenant affordability.

Emerald vs Queensland Median

How Emerald stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Emerald sits above the state median; negative means below.

MetricEmeraldQLD medianΔ vs state
Population14,9045,474+172%
Median household income$114,504/yr$90,298/yr+27%
Median rent (weekly)$300$385-22%
Median mortgage (monthly)$1,647$1,733-5%
Distance to CBD657 km62 km+960%
Separate houses67%77%-10pp

Investor Checklist

Pre-inspection briefing for Emerald — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Solid buy-and-hold profile: a population of 14,904 and household income close to the QLD median ($114,504 vs $90,298) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.

⚠️
Rental Yield

Moderate rental coverage: rent of $300/week covers 79% of a $1,647/month mortgage, leaving a $347/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 67% of dwellings are separate houses (vs 77% QLD median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Emerald property

Full Property Analysis

30-year projections for Emerald

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Property values in Emerald should track the wider Queensland market through 2026, with the $114,504/year median household income (27% above the $90,298 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~79% of the typical mortgage ($1,300/month rent vs $1,647/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 66/100 places Emerald in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Emerald a good suburb for investment?

Emerald scores 66/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 14,904, median household income of $114,504/year and median weekly rent of $300. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Emerald?

The main demand drivers in Emerald are an above-state-median household income of $114,504/year, a dwelling mix that is 67% separate houses, roughly 4 schools and 6 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Emerald?

Emerald has a usual resident population of approximately 14,904, compared with a Queensland suburb median of 5,474 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Emerald from the Brisbane CBD?

Emerald sits 657 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Emerald?

The most recent census recorded a median weekly rent of $300 in Emerald, equating to approximately $15,600/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Emerald?

The median monthly mortgage repayment in Emerald is $1,647, or approximately $19,764/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Emerald cash-flow positive for investors?

A median weekly rent of $300 works out to $1,300/month, covering 79% of the median mortgage repayment of $1,647/month. That leaves a $347/month shortfall (around $4,164/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Emerald?

The main risks are interest-rate sensitivity on the $1,647 median mortgage, the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Emerald profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Queensland Property Resources