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Suburb Insights ยท QLD 4871

Lower Cowley 4871, Queensland

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Lower Cowley is a coastal suburb in Queensland, Australia, with a population of approximately 55, making it a boutique locality. Located approximately 1299 km from the Brisbane CBD, Lower Cowley is a coastal area in Queensland. The median household income is $58,500 AUD per year (ABS 2021 Census).

Investment Score

33 / 100 Weak

Lower Cowley's income profile suggests a value-oriented market with competitive purchase prices. The coastal setting provides a lifestyle factor that underpins property values.

Location

Map shows Lower Cowley, Queensland, Australia.

Key Indicators

Postcode
4871

Official Australia Post postcode for Lower Cowley. A postcode may cover multiple suburbs.

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Population
55

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$215/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$58,500/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
1299 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,127/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
83% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Lower Cowley, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in Queensland consistently attract interstate migration and lifestyle buyers. The median rent of $215/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,127/month. 83% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

Lower Cowley offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Achieving strong cash flow in Lower Cowley is challenging at current rent-to-price ratios.

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Renovation / Flip

Limited buyer depth in Lower Cowley makes flip strategies higher-risk โ€” consider rental conversion instead.

Risk Factors

Run the numbers on a Lower Cowley property

Full Property Analysis

30-year projections for Lower Cowley

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2026 Outlook

Growth: Low Rental Demand: Moderate Investor Sentiment: Low

Lower Cowley faces a cautious growth outlook for 2026 โ€” investors should focus on yield rather than short-term gains. Tenants in Lower Cowley have options โ€” presenting well-maintained properties is key to minimising vacancy. Investor sentiment toward Lower Cowley is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Lower Cowley a good suburb for investment?

Lower Cowley is a coastal area in Queensland with a population of 55. The median rent is $215/week and the median household income is $58,500/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Lower Cowley?

Key demand drivers in Lower Cowley include lifestyle appeal and proximity to the coast. 83% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Lower Cowley?

According to the ABS 2021 Census, Lower Cowley has a population of approximately 55. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Lower Cowley from the Brisbane CBD?

Lower Cowley is approximately 1299 km straight-line distance from the Brisbane CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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