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Suburb Insights · QLD 4574

Moy Pocket, QLD 4574 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Moy Pocket is a coastal suburb in Queensland, Australia, with a population of approximately 120, making it a boutique locality. Located approximately 109 km from the Brisbane CBD, Moy Pocket is a coastal area in Queensland. The median household income is $66,612 per year.

Investment Score

37 / 100 Weak

Household earnings in Moy Pocket are below the state average, which may affect long-term capital growth. Seaside positioning attracts both owner-occupiers and holiday rental demand.

Location

Brisbane
Moy Pocket
Queensland · 4574
109 km from Brisbane CBD
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Key Indicators

Postcode
4574

Official Australia Post postcode for Moy Pocket. A postcode may cover multiple suburbs.

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Population
120

Usual resident population at the most recent census.

Median weekly rent
$300/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$66,612/yr

Annual median household income (before tax) across all households.

Distance to CBD
109 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,084/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
82% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Moy Pocket is a smaller community of 120 — about 2% of the Queensland suburb median (5,474) — so investors should factor in the narrower buyer pool and longer average time-on-market. Moy Pocket's median household income of $66,612/year is 26% below the Queensland suburb median ($90,298) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median rent of $300/week (~$1,300/month) covers only 62% of the median mortgage of $2,084/month — the remaining $784/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Moy Pocket is 109 km from Brisbane, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Moy Pocket vs Queensland Median

How Moy Pocket stacks up against the median of all Queensland suburbs in our dataset. Positive values mean Moy Pocket sits above the state median; negative means below.

MetricMoy PocketQLD medianΔ vs state
Population1205,474-98%
Median household income$66,612/yr$90,298/yr-26%
Median rent (weekly)$300$385-22%
Median mortgage (monthly)$2,084$1,733+20%
Distance to CBD109 km62 km+76%
Separate houses82%77%+5pp

Investor Checklist

Pre-inspection briefing for Moy Pocket — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 120 means liquidity is thin and capital growth tends to lag the wider Queensland market over full cycles.

Rental Yield

Weak cash flow: $300/week rent covers only 62% of the $2,084/month median mortgage — a $784/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 82% houses in a 120-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Moy Pocket property

Full Property Analysis

30-year projections for Moy Pocket

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Moy Pocket are modest for 2026 — incomes 26% below the QLD median of $90,298 and a population of 120 suggest gains will lag headline metro markets. Rental coverage runs at ~62% of the typical mortgage ($1,300/month rent vs $2,084/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 37/100 places Moy Pocket in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Moy Pocket a good suburb for investment?

Moy Pocket scores 37/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 120, median household income of $66,612/year and median weekly rent of $300. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Moy Pocket?

The main demand drivers in Moy Pocket are a median household income of $66,612/year, a dwelling mix that is 82% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Moy Pocket?

Moy Pocket has a usual resident population of approximately 120, compared with a Queensland suburb median of 5,474 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Moy Pocket from the Brisbane CBD?

Moy Pocket sits 109 km straight-line from the Brisbane CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Moy Pocket?

The most recent census recorded a median weekly rent of $300 in Moy Pocket, equating to approximately $15,600/year in gross rental income (state median $385/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Moy Pocket?

The median monthly mortgage repayment in Moy Pocket is $2,084, or approximately $25,008/year (vs $1,733/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Moy Pocket cash-flow positive for investors?

A median weekly rent of $300 works out to $1,300/month, covering 62% of the median mortgage repayment of $2,084/month. That leaves a $784/month shortfall (around $9,408/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Moy Pocket?

The main risks are a thin buyer pool (120 residents), interest-rate sensitivity on the $2,084 median mortgage, below-median household incomes ($66,612 vs $90,298 state median), the broader Queensland market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Moy Pocket profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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