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Suburb Insights · SA 5607

Charlton Gully, SA 5607 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Charlton Gully is a coastal suburb in South Australia, Australia, with a population of approximately 39, making it a boutique locality. Located approximately 259 km from the Adelaide CBD, Charlton Gully is a coastal area in South Australia. The median household income is $84,448 per year.

Investment Score

44 / 100 Moderate

Moderate income levels in Charlton Gully indicate steady rental demand from working households. The coastal setting provides a lifestyle factor that underpins property values.

Location

Adelaide
Charlton Gully
South Australia · 5607
259 km from Adelaide CBD
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Key Indicators

Postcode
5607

Official Australia Post postcode for Charlton Gully. A postcode may cover multiple suburbs.

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Population
39

Usual resident population at the most recent census.

Median weekly rent
N/A

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$84,448/yr

Annual median household income (before tax) across all households.

Distance to CBD
259 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,083/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
50% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Charlton Gully is a smaller community of 39 — about 1% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $84,448/year, household income in Charlton Gully is within 4% of the South Australia median ($80,964), placing the suburb firmly in the state's mainstream demographic band. Charlton Gully is 259 km from Adelaide, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 50% of dwellings are separate houses (vs 73% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Charlton Gully vs South Australia Median

How Charlton Gully stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Charlton Gully sits above the state median; negative means below.

MetricCharlton GullySA medianΔ vs state
Population393,699-99%
Median household income$84,448/yr$80,964/yr+4%
Median mortgage (monthly)$1,083$1,616-33%
Distance to CBD259 km13 km+1892%
Separate houses50%73%-23pp

Investor Checklist

Pre-inspection briefing for Charlton Gully — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 39 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.

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Rental Yield

Median rental data was not captured for Charlton Gully. Use current realestate.com.au and Domain listings to triangulate a realistic weekly rent before committing, then feed that number into our rental yield calculator.

Renovation / Flip

Only 50% of dwellings are separate houses (vs 73% SA median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Charlton Gully property

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30-year projections for Charlton Gully

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Charlton Gully are modest for 2026 — incomes close to the SA median of $80,964 and a population of 39 suggest gains will lag headline metro markets. Rental fundamentals will need to be verified against live listings, as a clean median rent was not recorded for Charlton Gully. The EquitySight investment score of 44/100 places Charlton Gully in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Charlton Gully a good suburb for investment?

Charlton Gully scores 44/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 39, median household income of $84,448/year. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Charlton Gully?

The main demand drivers in Charlton Gully are an above-state-median household income of $84,448/year, a dwelling mix that is 50% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Charlton Gully?

Charlton Gully has a usual resident population of approximately 39, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Charlton Gully from the Adelaide CBD?

Charlton Gully sits 259 km straight-line from the Adelaide CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Charlton Gully?

A reliable median rent was not captured for Charlton Gully. Benchmark expected weekly rent on realestate.com.au and Domain, or the state rental tribunal's rent dashboard. Most Australian investors target a 4–5% gross yield as a baseline.

What is the typical mortgage repayment in Charlton Gully?

The median monthly mortgage repayment in Charlton Gully is $1,083, or approximately $12,996/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Charlton Gully cash-flow positive for investors?

Census data was not complete enough in Charlton Gully to compute a clean rent-to-mortgage coverage. Use current listings to benchmark weekly rent, then plug your expected purchase price into our rental yield calculator to see whether the investment runs cash-flow positive or negative.

What are the main risks of investing in Charlton Gully?

The main risks are a thin buyer pool (39 residents), interest-rate sensitivity on the $1,083 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Charlton Gully profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

South Australia Property Resources