SA Stamp Duty Calculator
Calculate South Australia stamp duty on conveyances for owner-occupiers, investors, and first home buyers using current RevenueSA rates.
Calculate South Australia stamp duty on conveyances for owner-occupiers, investors, and first home buyers using current RevenueSA rates.
Last reviewed 12 July 2026 · rates and thresholds verified against official FY2026-27 sources.
Stamp duty on conveyances in South Australia is administered by RevenueSA under the Stamp Duties Act 1923. Rates step up progressively across nine brackets, from 1% on the first $12,000 to 5.5% on the portion above $500,000. The duty is charged on the dutiable value — usually the contract price.
SA uses the following bracket structure for the standard duty rate:
| Dutiable value | Standard rate |
|---|---|
| $0 – $12,000 | 1.0% of dutiable value |
| $12,001 – $30,000 | $120 + 2.0% over $12,000 |
| $30,001 – $50,000 | $480 + 3.0% over $30,000 |
| $50,001 – $100,000 | $1,080 + 3.5% over $50,000 |
| $100,001 – $200,000 | $2,830 + 4.0% over $100,000 |
| $200,001 – $250,000 | $6,830 + 4.25% over $200,000 |
| $250,001 – $300,000 | $8,955 + 4.75% over $250,000 |
| $300,001 – $500,000 | $11,330 + 5.0% over $300,000 |
| Above $500,000 | $21,330 + 5.5% over $500,000 |
South Australia does not offer a separate owner-occupier "home concession" — owner-occupiers and investors pay the same standard rates on established dwellings. The only owner-occupier relief is the First Home Owner stamp duty exemption (new homes, off-the-plan apartments and vacant land to build on — no value cap) and the First Home Owner Grant (separate cash grant).
South Australia abolished stamp duty for eligible first home buyers purchasing new homes, off-the-plan apartments, or vacant land on which a new home will be built — with no property value cap for contracts entered into on or after 6 June 2024 (the previous $650,000/$700,000 thresholds no longer apply). Established homes do not qualify for the SA first home buyer stamp duty exemption — only new builds; first home buyers purchasing an established home pay full standard duty. To qualify you must intend to occupy the home as your principal place of residence for at least 12 months starting within 12 months of settlement.
For full eligibility details and to apply, see RevenueSA: First Home Owner Stamp Duty Relief (new builds).
When a foreign person acquires residential property in South Australia, the 7% foreign ownership surcharge applies in addition to the standard stamp duty on conveyances. The surcharge is collected by RevenueSA at the same time as the standard duty. Australian citizens and permanent residents are not foreign persons for the purposes of this surcharge.
| Scenario | Investor | Owner-occupier | First home buyer |
|---|---|---|---|
| $520,000 property | $22,430 | $22,430 | $0 if new home; $22,430 if established |
| $680,000 property | $31,230 | $31,230 | $0 if new home; $31,230 if established |
| $1,000,000 property | $48,830 | $48,830 | $0 if new home (no cap); $48,830 if established |
Estimates use RevenueSA 2026–27 stamp duty on conveyances rates. Always confirm the exact figure with your solicitor or conveyancer before settlement — these calculations do not account for off-the-plan concessions, pensioner concessions, or other state-specific reliefs that may apply to your situation.
Need to calculate stamp duty for another state? Use our all-states stamp duty calculator, which covers NSW, VIC, QLD, SA, WA, TAS, ACT, and NT in a single tool. Each state has different rates, thresholds, and concessions — South Australia applies a 7% foreign buyer surcharge.
SA stamp duty on conveyances is charged by RevenueSA on the dutiable value of any property purchase. Rates step up progressively across nine brackets, from 1% on the first $12,000 to 5.5% on the portion above $500,000 ($21,330 plus $5.50 per $100 over $500,000). Owner-occupiers and investors pay the same standard rates on established dwellings.
Eligible first home buyers pay no stamp duty on new homes, off-the-plan apartments, or vacant land to build a new home on — with no property value cap for contracts entered into on or after 6 June 2024. Established homes do not qualify for the SA first home buyer stamp duty exemption — only new builds. First home buyers purchasing an established home pay full standard duty.
SA stamp duty is payable within two months of the dutiable transaction — usually two months from contract date. Your conveyancer normally pays RevenueSA at settlement. Late payment attracts interest and penalty tax under the Taxation Administration Act 1996 (SA).
A 7% foreign ownership surcharge applies in addition to standard stamp duty when a foreign person acquires residential property in South Australia. The surcharge is collected by RevenueSA at the same time as the standard duty. Australian citizens and permanent residents are not foreign persons for this surcharge.
The SA government has chosen to direct first home buyer stamp duty relief at new builds and vacant land specifically to incentivise housing supply growth. Established homes remain at full standard rates for first home buyers. The First Home Owner Grant (separate from stamp duty relief) is also limited to new builds in SA.
No. Stamp duty paid on an investment property in SA is not immediately deductible against rental income. It is added to the cost base of the property and reduces capital gains tax when the property is later sold. Owner-occupiers cannot deduct stamp duty at all.