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Suburb Insights ยท SA 5631

Cummins 5631, South Australia

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Cummins is a coastal suburb in South Australia, Australia, with a population of approximately 981, making it a boutique locality. Located approximately 280 km from the Adelaide CBD, Cummins is a coastal area in South Australia. The median household income is $79,352 AUD per year (ABS 2021 Census).

Investment Score

42 / 100 Moderate

Cummins has a solid income profile that supports reliable occupancy rates. Seaside positioning attracts both owner-occupiers and holiday rental demand.

Location

Map shows Cummins, South Australia, Australia.

Key Indicators

Postcode
5631

Official Australia Post postcode for Cummins. A postcode may cover multiple suburbs.

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Population
981

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$180/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$79,352/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
280 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,083/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
83% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Cummins, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in South Australia consistently attract interstate migration and lifestyle buyers. The median rent of $180/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,083/month. The median household income of $79,352/year reflects a solid demographic, supporting sustainable rental demand. 83% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

Cummins offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Cummins's rental market is softer โ€” budget for potential vacancy periods.

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Renovation / Flip

The resale market in Cummins may not support quick-turnaround renovation projects.

Risk Factors

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Full Property Analysis

30-year projections for Cummins

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Low

Property values in Cummins should hold firm in 2026, with gradual appreciation tied to infrastructure and population trends. The rental market in Cummins should see steady occupancy, with moderate upward pressure on rents. Sentiment is subdued, though improving local conditions could shift perceptions over time.

Frequently Asked Questions

Is Cummins a good suburb for investment?

Cummins is a coastal area in South Australia with a population of 981. The median rent is $180/week and the median household income is $79,352/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Cummins?

Key demand drivers in Cummins include lifestyle appeal and proximity to the coast. 83% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Cummins?

According to the ABS 2021 Census, Cummins has a population of approximately 981. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Cummins from the Adelaide CBD?

Cummins is approximately 280 km straight-line distance from the Adelaide CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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