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ABS 2021 Census · Updated 21 May 2026
Currency Creek is a regional centre in South Australia, Australia, with a population of approximately 443, making it a boutique locality. Located approximately 60 km from the Adelaide CBD, Currency Creek is a regional area in South Australia. The median household income is $84,500 per year.
Household incomes in Currency Creek sit in a comfortable mid-range for the South Australia market. Distance from major centres is a consideration, though regional markets can offer higher rental yields.
Official Australia Post postcode for Currency Creek. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Currency Creek on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Currency Creek is a smaller community of 443 — about 12% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $84,500/year, household income in Currency Creek is within 4% of the South Australia median ($80,964), placing the suburb firmly in the state's mainstream demographic band. Median weekly rent of $330 equates to $1,430/month — about 92% of the median mortgage repayment of $1,560/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Currency Creek is 60 km from Adelaide, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
How Currency Creek stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Currency Creek sits above the state median; negative means below.
| Metric | Currency Creek | SA median | Δ vs state |
|---|---|---|---|
| Population | 443 | 3,699 | -88% |
| Median household income | $84,500/yr | $80,964/yr | +4% |
| Median rent (weekly) | $330 | $320 | +3% |
| Median mortgage (monthly) | $1,560 | $1,616 | -3% |
| Distance to CBD | 60 km | 13 km | +362% |
| Separate houses | 80% | 73% | +7pp |
Pre-inspection briefing for Currency Creek — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 443 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.
Strong rental coverage: $330/week (~$1,430/month) covers 92% of the $1,560/month median mortgage repayment, so the shortfall sits at just $130/month. Investors targeting positive cash flow should shortlist this suburb.
With 80% houses in a 443-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Currency Creek property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Currency Creek are modest for 2026 — incomes close to the SA median of $80,964 and a population of 443 suggest gains will lag headline metro markets. Rental coverage runs at ~92% of the typical mortgage ($1,430/month rent vs $1,560/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 39/100 places Currency Creek in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Currency Creek scores 39/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 443, median household income of $84,500/year and median weekly rent of $330. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Currency Creek are an above-state-median household income of $84,500/year, a dwelling mix that is 80% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Currency Creek has a usual resident population of approximately 443, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Currency Creek sits 60 km straight-line from the Adelaide CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $330 in Currency Creek, equating to approximately $17,160/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Currency Creek is $1,560, or approximately $18,720/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $330 works out to $1,430/month, covering 92% of the median mortgage repayment of $1,560/month. That leaves a $130/month shortfall (around $1,560/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (443 residents), interest-rate sensitivity on the $1,560 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.