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Suburb Insights · SA 5088

Holden Hill, SA 5088 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Holden Hill is a well-established middle-ring suburb of Adelaide, Australia, with a population of approximately 3,716, making it a boutique locality. Located approximately 11 km from the Adelaide CBD, Holden Hill is a middle ring area in South Australia. The median household income is $70,876 per year.

Investment Score

59 / 100 Moderate

Household earnings in Holden Hill are below the state average, which may affect long-term capital growth. Close CBD access strengthens tenant appeal and resale value.

Location

Adelaide
Holden Hill
South Australia · 5088
11 km from Adelaide CBD
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Key Indicators

Postcode
5088

Official Australia Post postcode for Holden Hill. A postcode may cover multiple suburbs.

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Population
3,716

Usual resident population at the most recent census.

Median weekly rent
$300/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$70,876/yr

Annual median household income (before tax) across all households.

Distance to CBD
11 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,500/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
76% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Holden Hill

Who Holden Hill Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the South Australia median.
💼ProfessionalsAround 11 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the South Australia median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.
  • Traffic can build during peak hours, especially on arterial roads.

Investment Insight

3,716 residents places Holden Hill squarely in the middle of the South Australia suburb size distribution (state median 3,699), with market depth comparable to most SA localities. Household income of $70,876/year is 12% below the South Australia median of $80,964, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Rent of $300/week (87% coverage of the $1,500/month median mortgage) leaves a gap of roughly $200/month that a typical investor bridges with negative gearing, depreciation and capital growth. 11 km from Adelaide places Holden Hill in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs.

Investment Tip

This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 22% of household income — a useful sanity check on tenant affordability.

Holden Hill vs South Australia Median

How Holden Hill stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Holden Hill sits above the state median; negative means below.

MetricHolden HillSA medianΔ vs state
Population3,7163,6990%
Median household income$70,876/yr$80,964/yr-12%
Median rent (weekly)$300$320-6%
Median mortgage (monthly)$1,500$1,616-7%
Distance to CBD11 km13 km-15%
Separate houses76%73%+3pp

Investor Checklist

Pre-inspection briefing for Holden Hill — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Holden Hill's 3,716-person market and $70,876 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

Rental Yield

Strong rental coverage: $300/week (~$1,300/month) covers 87% of the $1,500/month median mortgage repayment, so the shortfall sits at just $200/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 76% houses in a 3,716-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Holden Hill property

Full Property Analysis

30-year projections for Holden Hill

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Holden Hill are modest for 2026 — incomes 12% below the SA median of $80,964 and a population of 3,716 suggest gains will lag headline metro markets. Rental coverage runs at ~87% of the typical mortgage ($1,300/month rent vs $1,500/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 59/100 places Holden Hill in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Holden Hill a good suburb for investment?

Holden Hill scores 59/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 3,716, median household income of $70,876/year and median weekly rent of $300. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Holden Hill?

The main demand drivers in Holden Hill are proximity to Adelaide (11 km), a median household income of $70,876/year, a dwelling mix that is 76% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Holden Hill?

Holden Hill has a usual resident population of approximately 3,716, compared with a South Australia suburb median of 3,699 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Holden Hill from the Adelaide CBD?

Holden Hill sits 11 km straight-line from the Adelaide CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.

What is the median rent in Holden Hill?

The most recent census recorded a median weekly rent of $300 in Holden Hill, equating to approximately $15,600/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Holden Hill?

The median monthly mortgage repayment in Holden Hill is $1,500, or approximately $18,000/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Holden Hill cash-flow positive for investors?

A median weekly rent of $300 works out to $1,300/month, covering 87% of the median mortgage repayment of $1,500/month. That leaves a $200/month shortfall (around $2,400/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Holden Hill?

The main risks are a thin buyer pool (3,716 residents), interest-rate sensitivity on the $1,500 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Holden Hill profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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