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Suburb Insights · SA 5251

Mount Barker Summit, SA 5251 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Mount Barker Summit is a regional centre in South Australia, Australia, with a population of approximately 100, making it a boutique locality. Located approximately 33 km from the Adelaide CBD, Mount Barker Summit is a regional area in South Australia. The median household income is $84,500 per year.

Investment Score

42 / 100 Moderate

Household incomes in Mount Barker Summit sit in a comfortable mid-range for the South Australia market. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Adelaide
Mount Barker Summit
South Australia · 5251
33 km from Adelaide CBD
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Key Indicators

Postcode
5251

Official Australia Post postcode for Mount Barker Summit. A postcode may cover multiple suburbs.

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Population
100

Usual resident population at the most recent census.

Median weekly rent
$335/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$84,500/yr

Annual median household income (before tax) across all households.

Distance to CBD
33 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,600/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
87% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Mount Barker Summit is a smaller community of 100 — about 3% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $84,500/year, household income in Mount Barker Summit is within 4% of the South Australia median ($80,964), placing the suburb firmly in the state's mainstream demographic band. Median rent of $335/week (~$1,452/month) covers only 56% of the median mortgage of $2,600/month — the remaining $1,148/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. At 33 km from Adelaide, Mount Barker Summit is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price.

Mount Barker Summit vs South Australia Median

How Mount Barker Summit stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Mount Barker Summit sits above the state median; negative means below.

MetricMount Barker SummitSA medianΔ vs state
Population1003,699-97%
Median household income$84,500/yr$80,964/yr+4%
Median rent (weekly)$335$320+5%
Median mortgage (monthly)$2,600$1,616+61%
Distance to CBD33 km13 km+154%
Separate houses87%73%+14pp

Investor Checklist

Pre-inspection briefing for Mount Barker Summit — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 100 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.

Rental Yield

Weak cash flow: $335/week rent covers only 56% of the $2,600/month median mortgage — a $1,148/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 87% houses in a 100-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Mount Barker Summit property

Full Property Analysis

30-year projections for Mount Barker Summit

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Mount Barker Summit are modest for 2026 — incomes close to the SA median of $80,964 and a population of 100 suggest gains will lag headline metro markets. Rental coverage runs at ~56% of the typical mortgage ($1,452/month rent vs $2,600/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 42/100 places Mount Barker Summit in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Mount Barker Summit a good suburb for investment?

Mount Barker Summit scores 42/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 100, median household income of $84,500/year and median weekly rent of $335. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Mount Barker Summit?

The main demand drivers in Mount Barker Summit are an above-state-median household income of $84,500/year, a dwelling mix that is 87% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Mount Barker Summit?

Mount Barker Summit has a usual resident population of approximately 100, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Mount Barker Summit from the Adelaide CBD?

Mount Barker Summit sits 33 km straight-line from the Adelaide CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Mount Barker Summit?

The most recent census recorded a median weekly rent of $335 in Mount Barker Summit, equating to approximately $17,420/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Mount Barker Summit?

The median monthly mortgage repayment in Mount Barker Summit is $2,600, or approximately $31,200/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Mount Barker Summit cash-flow positive for investors?

A median weekly rent of $335 works out to $1,452/month, covering 56% of the median mortgage repayment of $2,600/month. That leaves a $1,148/month shortfall (around $13,776/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Mount Barker Summit?

The main risks are a thin buyer pool (100 residents), interest-rate sensitivity on the $2,600 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Mount Barker Summit profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

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