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ABS 2021 Census · Updated 21 May 2026
Port Germein is a regional centre in South Australia, Australia, with a population of approximately 368, making it a boutique locality. Located approximately 221 km from the Adelaide CBD, Port Germein is a regional area in South Australia. The median household income is $47,684 per year.
Port Germein's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.
Official Australia Post postcode for Port Germein. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb.
Find schools near Port Germein on My School →Estimated 1 park and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Port Germein is a smaller community of 368 — about 10% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. Port Germein's median household income of $47,684/year is 41% below the South Australia suburb median ($80,964) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $185 equates to $802/month — about 91% of the median mortgage repayment of $877/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Port Germein is 221 km from Adelaide, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
How Port Germein stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Port Germein sits above the state median; negative means below.
| Metric | Port Germein | SA median | Δ vs state |
|---|---|---|---|
| Population | 368 | 3,699 | -90% |
| Median household income | $47,684/yr | $80,964/yr | -41% |
| Median rent (weekly) | $185 | $320 | -42% |
| Median mortgage (monthly) | $877 | $1,616 | -46% |
| Distance to CBD | 221 km | 13 km | +1600% |
| Separate houses | 65% | 73% | -8pp |
Pre-inspection briefing for Port Germein — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: a small population of 368 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.
Strong rental coverage: $185/week (~$802/month) covers 91% of the $877/month median mortgage repayment, so the shortfall sits at just $75/month. Investors targeting positive cash flow should shortlist this suburb.
With 65% houses in a 368-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.
Run the numbers on a Port Germein property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Port Germein are modest for 2026 — incomes 41% below the SA median of $80,964 and a population of 368 suggest gains will lag headline metro markets. Rental coverage runs at ~91% of the typical mortgage ($802/month rent vs $877/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 23/100 places Port Germein in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
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Port Germein scores 23/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 368, median household income of $47,684/year and median weekly rent of $185. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Port Germein are a median household income of $47,684/year, a dwelling mix that is 65% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Port Germein has a usual resident population of approximately 368, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Port Germein sits 221 km straight-line from the Adelaide CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $185 in Port Germein, equating to approximately $9,620/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Port Germein is $877, or approximately $10,524/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $185 works out to $802/month, covering 91% of the median mortgage repayment of $877/month. That leaves a $75/month shortfall (around $900/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are a thin buyer pool (368 residents), interest-rate sensitivity on the $877 median mortgage, below-median household incomes ($47,684 vs $80,964 state median), the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.