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Suburb Insights · SA 5322

Ramco, SA 5322 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Ramco is a regional centre in South Australia, Australia, with a population of approximately 135, making it a boutique locality. Located approximately 148 km from the Adelaide CBD, Ramco is a regional area in South Australia. The median household income is $75,192 per year.

Investment Score

33 / 100 Weak

Moderate income levels in Ramco indicate steady rental demand from working households. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Adelaide
Ramco
South Australia · 5322
148 km from Adelaide CBD
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Key Indicators

Postcode
5322

Official Australia Post postcode for Ramco. A postcode may cover multiple suburbs.

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Population
135

Usual resident population at the most recent census.

Median weekly rent
$195/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$75,192/yr

Annual median household income (before tax) across all households.

Distance to CBD
148 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,625/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
83% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Ramco is a smaller community of 135 — about 4% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $75,192/year is 7% below the South Australia median of $80,964, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median rent of $195/week (~$845/month) covers only 52% of the median mortgage of $1,625/month — the remaining $780/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Ramco is 148 km from Adelaide, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Ramco vs South Australia Median

How Ramco stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Ramco sits above the state median; negative means below.

MetricRamcoSA medianΔ vs state
Population1353,699-96%
Median household income$75,192/yr$80,964/yr-7%
Median rent (weekly)$195$320-39%
Median mortgage (monthly)$1,625$1,616+1%
Distance to CBD148 km13 km+1038%
Separate houses83%73%+10pp

Investor Checklist

Pre-inspection briefing for Ramco — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 135 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.

Rental Yield

Weak cash flow: $195/week rent covers only 52% of the $1,625/month median mortgage — a $780/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 83% houses in a 135-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Ramco property

Full Property Analysis

30-year projections for Ramco

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Ramco are modest for 2026 — incomes 7% below the SA median of $80,964 and a population of 135 suggest gains will lag headline metro markets. Rental coverage runs at ~52% of the typical mortgage ($845/month rent vs $1,625/month repayment), meaning investors will rely on capital growth rather than yield. The EquitySight investment score of 33/100 places Ramco in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Ramco a good suburb for investment?

Ramco scores 33/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 135, median household income of $75,192/year and median weekly rent of $195. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Ramco?

The main demand drivers in Ramco are a median household income of $75,192/year, a dwelling mix that is 83% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Ramco?

Ramco has a usual resident population of approximately 135, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Ramco from the Adelaide CBD?

Ramco sits 148 km straight-line from the Adelaide CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Ramco?

The most recent census recorded a median weekly rent of $195 in Ramco, equating to approximately $10,140/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Ramco?

The median monthly mortgage repayment in Ramco is $1,625, or approximately $19,500/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Ramco cash-flow positive for investors?

A median weekly rent of $195 works out to $845/month, covering 52% of the median mortgage repayment of $1,625/month. That leaves a $780/month shortfall (around $9,360/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Ramco?

The main risks are a thin buyer pool (135 residents), interest-rate sensitivity on the $1,625 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Ramco profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

South Australia Property Resources