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Suburb Insights · SA 5131

Upper Hermitage, SA 5131 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Upper Hermitage is a regional centre in South Australia, Australia, with a population of approximately 273, making it a boutique locality. Located approximately 21 km from the Adelaide CBD, Upper Hermitage is a regional area in South Australia. The median household income is $102,856 per year.

Investment Score

51 / 100 Moderate

Strong household incomes in Upper Hermitage underpin solid property demand. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Adelaide
Upper Hermitage
South Australia · 5131
21 km from Adelaide CBD
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Key Indicators

Postcode
5131

Official Australia Post postcode for Upper Hermitage. A postcode may cover multiple suburbs.

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Population
273

Usual resident population at the most recent census.

Median weekly rent
$329/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$102,856/yr

Annual median household income (before tax) across all households.

Distance to CBD
21 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
89% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Upper Hermitage is a smaller community of 273 — about 7% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. Median household income of $102,856/year runs 27% above the South Australia suburb median of $80,964, indicating strong purchasing power and the type of demographic profile that tends to sustain premium property prices through market cycles. Median rent of $329/week (~$1,426/month) covers only 66% of the median mortgage of $2,167/month — the remaining $741/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. 21 km from Adelaide places Upper Hermitage in the middle commuter belt, close enough for daily trips by car or rail but at a materially lower price point than inner suburbs. Separate houses make up 89% of dwellings — 16 percentage points above the South Australia median of 73% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Upper Hermitage vs South Australia Median

How Upper Hermitage stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Upper Hermitage sits above the state median; negative means below.

MetricUpper HermitageSA medianΔ vs state
Population2733,699-93%
Median household income$102,856/yr$80,964/yr+27%
Median rent (weekly)$329$320+3%
Median mortgage (monthly)$2,167$1,616+34%
Distance to CBD21 km13 km+62%
Separate houses89%73%+16pp

Investor Checklist

Pre-inspection briefing for Upper Hermitage — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Strong buy-and-hold fundamentals: household incomes run 27% above the South Australia suburb median ($102,856 vs $80,964), and the 21 km CBD distance keeps this suburb in the primary demand zone. In South Australia, suburbs with this profile have historically clustered in the upper tercile of 10-year capital growth.

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Rental Yield

Moderate rental coverage: rent of $329/week covers 66% of a $2,167/month mortgage, leaving a $741/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 89% houses in a 273-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Upper Hermitage property

Full Property Analysis

30-year projections for Upper Hermitage

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2026 Outlook

Growth: Strong Rental Demand: Low Investor Sentiment: Moderate

Upper Hermitage enters 2026 with a demographic tailwind — household incomes 27% above the South Australia suburb median of $80,964 and a population of 273 give it the depth and purchasing power to outperform the wider SA market over the next 12–18 months. Rental coverage runs at ~66% of the typical mortgage ($1,426/month rent vs $2,167/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 51/100 places Upper Hermitage in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Upper Hermitage a good suburb for investment?

Upper Hermitage scores 51/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 273, median household income of $102,856/year and median weekly rent of $329. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Upper Hermitage?

The main demand drivers in Upper Hermitage are proximity to Adelaide (21 km), an above-state-median household income of $102,856/year, a dwelling mix that is 89% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Upper Hermitage?

Upper Hermitage has a usual resident population of approximately 273, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Upper Hermitage from the Adelaide CBD?

Upper Hermitage sits 21 km straight-line from the Adelaide CBD. This is comfortable commuter territory, with reasonable rail and road access to the city.

What is the median rent in Upper Hermitage?

The most recent census recorded a median weekly rent of $329 in Upper Hermitage, equating to approximately $17,108/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Upper Hermitage?

The median monthly mortgage repayment in Upper Hermitage is $2,167, or approximately $26,004/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Upper Hermitage cash-flow positive for investors?

A median weekly rent of $329 works out to $1,426/month, covering 66% of the median mortgage repayment of $2,167/month. That leaves a $741/month shortfall (around $8,892/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Upper Hermitage?

The main risks are a thin buyer pool (273 residents), interest-rate sensitivity on the $2,167 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Upper Hermitage profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

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