Free full calculator →
Suburb Insights · SA 5264

Waltowa, SA 5264 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Waltowa is a regional centre in South Australia, Australia, with a population of approximately 33, making it a boutique locality. Located approximately 108 km from the Adelaide CBD, Waltowa is a regional area in South Australia. The median household income is $68,224 per year.

Investment Score

30 / 100 Weak

Waltowa's income profile suggests a value-oriented market with competitive purchase prices. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.

Location

Adelaide
Waltowa
South Australia · 5264
108 km from Adelaide CBD
View on Google Maps ↗

Key Indicators

Postcode
5264

Official Australia Post postcode for Waltowa. A postcode may cover multiple suburbs.

Australia Post Postcode Finder →
Population
33

Usual resident population at the most recent census.

Median weekly rent
$200/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$68,224/yr

Annual median household income (before tax) across all households.

Distance to CBD
108 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

Find schools near Waltowa on My School →
Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,450/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
68% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Waltowa is a smaller community of 33 — about 1% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. Household income of $68,224/year is 16% below the South Australia median of $80,964, typically translating into lower entry prices and a tenant base more sensitive to rent increases. Median rent of $200/week (~$867/month) covers only 60% of the median mortgage of $1,450/month — the remaining $583/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. Waltowa is 108 km from Adelaide, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Waltowa vs South Australia Median

How Waltowa stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Waltowa sits above the state median; negative means below.

MetricWaltowaSA medianΔ vs state
Population333,699-99%
Median household income$68,224/yr$80,964/yr-16%
Median rent (weekly)$200$320-37%
Median mortgage (monthly)$1,450$1,616-10%
Distance to CBD108 km13 km+731%
Separate houses68%73%-5pp

Investor Checklist

Pre-inspection briefing for Waltowa — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 33 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.

Rental Yield

Weak cash flow: $200/week rent covers only 60% of the $1,450/month median mortgage — a $583/month gap that must be funded from other income. This suburb is a capital-growth play, not a yield play.

⚠️
Renovation / Flip

With 68% houses in a 33-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Waltowa property

Full Property Analysis

30-year projections for Waltowa

Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.

Create free account →
Or jump straight to a calculator: Loan Serviceability First Home Buyer Grants

2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Waltowa are modest for 2026 — incomes 16% below the SA median of $80,964 and a population of 33 suggest gains will lag headline metro markets. Rental coverage runs at ~60% of the typical mortgage ($867/month rent vs $1,450/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 30/100 places Waltowa in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

Share your experience of Waltowa

Lived in Waltowa? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.

Frequently Asked Questions

Is Waltowa a good suburb for investment?

Waltowa scores 30/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 33, median household income of $68,224/year and median weekly rent of $200. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Waltowa?

The main demand drivers in Waltowa are a median household income of $68,224/year, a dwelling mix that is 68% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Waltowa?

Waltowa has a usual resident population of approximately 33, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Waltowa from the Adelaide CBD?

Waltowa sits 108 km straight-line from the Adelaide CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Waltowa?

The most recent census recorded a median weekly rent of $200 in Waltowa, equating to approximately $10,400/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Waltowa?

The median monthly mortgage repayment in Waltowa is $1,450, or approximately $17,400/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Waltowa cash-flow positive for investors?

A median weekly rent of $200 works out to $867/month, covering 60% of the median mortgage repayment of $1,450/month. That leaves a $583/month shortfall (around $6,996/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Waltowa?

The main risks are a thin buyer pool (33 residents), interest-rate sensitivity on the $1,450 median mortgage, below-median household incomes ($68,224 vs $80,964 state median), the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Waltowa profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

South Australia Property Resources