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Suburb Insights · SA 5172

Whites Valley, SA 5172 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Whites Valley is a coastal suburb in South Australia, Australia, with a population of approximately 313, making it a boutique locality. Located approximately 39 km from the Adelaide CBD, Whites Valley is a coastal area in South Australia. The median household income is $92,612 per year.

Investment Score

52 / 100 Moderate

Whites Valley benefits from a high-income resident base, supporting premium property pricing. The coastal setting provides a lifestyle factor that underpins property values.

Location

Adelaide
Whites Valley
South Australia · 5172
39 km from Adelaide CBD
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Key Indicators

Postcode
5172

Official Australia Post postcode for Whites Valley. A postcode may cover multiple suburbs.

Australia Post Postcode Finder →
Population
313

Usual resident population at the most recent census.

Median weekly rent
$270/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$92,612/yr

Annual median household income (before tax) across all households.

Distance to CBD
39 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,750/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
94% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Whites Valley is a smaller community of 313 — about 8% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. Households here earn $92,612/year on average — 14% above the SA suburb median of $80,964 — a modest premium that supports resilient owner-occupier demand. Median rent of $270/week (~$1,170/month) covers only 67% of the median mortgage of $1,750/month — the remaining $580/month must be funded from other income, so this suburb tilts toward capital growth rather than yield. At 39 km from Adelaide, Whites Valley is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 94% of dwellings — 21 percentage points above the South Australia median of 73% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Whites Valley vs South Australia Median

How Whites Valley stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Whites Valley sits above the state median; negative means below.

MetricWhites ValleySA medianΔ vs state
Population3133,699-92%
Median household income$92,612/yr$80,964/yr+14%
Median rent (weekly)$270$320-16%
Median mortgage (monthly)$1,750$1,616+8%
Distance to CBD39 km13 km+200%
Separate houses94%73%+21pp

Investor Checklist

Pre-inspection briefing for Whites Valley — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 313 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $270/week covers 67% of a $1,750/month mortgage, leaving a $580/month gap that an investor bridges with equity, depreciation and tax benefits.

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Renovation / Flip

With 94% houses in a 313-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Whites Valley property

Full Property Analysis

30-year projections for Whites Valley

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Whites Valley are modest for 2026 — incomes 14% above the SA median of $80,964 and a population of 313 suggest gains will lag headline metro markets. Rental coverage runs at ~67% of the typical mortgage ($1,170/month rent vs $1,750/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 52/100 places Whites Valley in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Whites Valley a good suburb for investment?

Whites Valley scores 52/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 313, median household income of $92,612/year and median weekly rent of $270. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Whites Valley?

The main demand drivers in Whites Valley are an above-state-median household income of $92,612/year, a dwelling mix that is 94% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Whites Valley?

Whites Valley has a usual resident population of approximately 313, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Whites Valley from the Adelaide CBD?

Whites Valley sits 39 km straight-line from the Adelaide CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.

What is the median rent in Whites Valley?

The most recent census recorded a median weekly rent of $270 in Whites Valley, equating to approximately $14,040/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Whites Valley?

The median monthly mortgage repayment in Whites Valley is $1,750, or approximately $21,000/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Whites Valley cash-flow positive for investors?

A median weekly rent of $270 works out to $1,170/month, covering 67% of the median mortgage repayment of $1,750/month. That leaves a $580/month shortfall (around $6,960/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Whites Valley?

The main risks are a thin buyer pool (313 residents), interest-rate sensitivity on the $1,750 median mortgage, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Whites Valley profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

Nearby Suburbs

South Australia Property Resources