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Suburb Insights · SA 5204

Wirrina Cove, SA 5204 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Wirrina Cove is a regional centre in South Australia, Australia, with a population of approximately 187, making it a boutique locality. Located approximately 71 km from the Adelaide CBD, Wirrina Cove is a regional area in South Australia. The median household income is $33,540 per year.

Investment Score

25 / 100 Weak

Lower income levels in Wirrina Cove typically translate to more affordable entry points for investors. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Adelaide
Wirrina Cove
South Australia · 5204
71 km from Adelaide CBD
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Key Indicators

Postcode
5204

Official Australia Post postcode for Wirrina Cove. A postcode may cover multiple suburbs.

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Population
187

Usual resident population at the most recent census.

Median weekly rent
$183/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$33,540/yr

Annual median household income (before tax) across all households.

Distance to CBD
71 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,029/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
31% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Investment Insight

Wirrina Cove is a smaller community of 187 — about 5% of the South Australia suburb median (3,699) — so investors should factor in the narrower buyer pool and longer average time-on-market. Wirrina Cove's median household income of $33,540/year is 59% below the South Australia suburb median ($80,964) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Rent of $183/week (77% coverage of the $1,029/month median mortgage) leaves a gap of roughly $236/month that a typical investor bridges with negative gearing, depreciation and capital growth. Wirrina Cove is 71 km from Adelaide, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Only 31% of dwellings are separate houses (vs 73% state median), so this is a unit-heavy market where body-corporate decisions and strata supply meaningfully shape investor returns.

Wirrina Cove vs South Australia Median

How Wirrina Cove stacks up against the median of all South Australia suburbs in our dataset. Positive values mean Wirrina Cove sits above the state median; negative means below.

MetricWirrina CoveSA medianΔ vs state
Population1873,699-95%
Median household income$33,540/yr$80,964/yr-59%
Median rent (weekly)$183$320-43%
Median mortgage (monthly)$1,029$1,616-36%
Distance to CBD71 km13 km+446%
Separate houses31%73%-42pp

Investor Checklist

Pre-inspection briefing for Wirrina Cove — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: a small population of 187 means liquidity is thin and capital growth tends to lag the wider South Australia market over full cycles.

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Rental Yield

Moderate rental coverage: rent of $183/week covers 77% of a $1,029/month mortgage, leaving a $236/month gap that an investor bridges with equity, depreciation and tax benefits.

Renovation / Flip

Only 31% of dwellings are separate houses (vs 73% SA median) — this is a unit and townhouse market, where cosmetic flips struggle against body-corporate restrictions, thinner after-reno uplift and competing new supply.

Risk Factors

Run the numbers on a Wirrina Cove property

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30-year projections for Wirrina Cove

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Wirrina Cove are modest for 2026 — incomes 59% below the SA median of $80,964 and a population of 187 suggest gains will lag headline metro markets. Rental coverage runs at ~77% of the typical mortgage ($793/month rent vs $1,029/month repayment), leaving a manageable top-up for most investors. The EquitySight investment score of 25/100 places Wirrina Cove in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Wirrina Cove a good suburb for investment?

Wirrina Cove scores 25/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 187, median household income of $33,540/year and median weekly rent of $183. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Wirrina Cove?

The main demand drivers in Wirrina Cove are a median household income of $33,540/year, a dwelling mix that is 31% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Wirrina Cove?

Wirrina Cove has a usual resident population of approximately 187, compared with a South Australia suburb median of 3,699 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Wirrina Cove from the Adelaide CBD?

Wirrina Cove sits 71 km straight-line from the Adelaide CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Wirrina Cove?

The most recent census recorded a median weekly rent of $183 in Wirrina Cove, equating to approximately $9,516/year in gross rental income (state median $320/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Wirrina Cove?

The median monthly mortgage repayment in Wirrina Cove is $1,029, or approximately $12,348/year (vs $1,616/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Wirrina Cove cash-flow positive for investors?

A median weekly rent of $183 works out to $793/month, covering 77% of the median mortgage repayment of $1,029/month. That leaves a $236/month shortfall (around $2,832/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Wirrina Cove?

The main risks are a thin buyer pool (187 residents), interest-rate sensitivity on the $1,029 median mortgage, below-median household incomes ($33,540 vs $80,964 state median), a unit-heavy dwelling mix (31% houses) where body-corporate costs and apartment supply affect resale, the broader South Australia market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Wirrina Cove profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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