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Suburb Insights ยท VIC 3217

Armstrong Creek 3217, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Armstrong Creek is a coastal suburb in Victoria, Australia, with a population of approximately 11,247, making it a smaller community. Located approximately 70 km from the Melbourne CBD, Armstrong Creek is a coastal area in Victoria. The median household income is $114,400 AUD per year (ABS 2021 Census).

Investment Score

68 / 100 Good

Strong household incomes in Armstrong Creek underpin solid property demand. The coastal setting provides a lifestyle factor that underpins property values.

Location

Map shows Armstrong Creek, Victoria, Australia.

Key Indicators

Postcode
3217

Official Australia Post postcode for Armstrong Creek. A postcode may cover multiple suburbs.

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Population
11,247

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$420/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$114,400/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
70 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
3

Estimated 3 schools within or near this suburb based on ABS 2021 data.

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Parks & green spaces
4

Estimated 4 parks and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,800/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
91% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Armstrong Creek, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in Victoria consistently attract interstate migration and lifestyle buyers. The median rent of $420/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $1,800/month. A median household income of $114,400/year supports premium property values and indicates a well-employed resident base. 91% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.

Investment Strategy

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Buy & Hold

A buy-and-hold approach in Armstrong Creek could work well with careful property selection and a longer time horizon.

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Rental Yield

Expect competitive but not exceptional rental returns in Armstrong Creek's current market.

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Renovation / Flip

Renovation in Armstrong Creek requires careful cost analysis โ€” the margin is there but not always wide.

Risk Factors

Run the numbers on a Armstrong Creek property

Full Property Analysis

30-year projections for Armstrong Creek

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Growth in Armstrong Creek through 2026 will likely be steady rather than spectacular, tracking the wider market. Tenants in Armstrong Creek have options โ€” presenting well-maintained properties is key to minimising vacancy. The market mood around Armstrong Creek is balanced โ€” neither bullish nor bearish heading into 2026.

Frequently Asked Questions

Is Armstrong Creek a good suburb for investment?

Armstrong Creek is a coastal area in Victoria with a population of 11,247. The median rent is $420/week and the median household income is $114,400/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Armstrong Creek?

Key demand drivers in Armstrong Creek include lifestyle appeal and proximity to the coast. 91% of dwellings are separate houses. The area has approximately 3 schools and 4 parks nearby.

What is the population of Armstrong Creek?

According to the ABS 2021 Census, Armstrong Creek has a population of approximately 11,247. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Armstrong Creek from the Melbourne CBD?

Armstrong Creek is approximately 70 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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