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Suburb Insights · VIC 3260

Camperdown, VIC 3260 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Camperdown is a regional centre in Victoria, Australia, with a population of approximately 3,354, making it a boutique locality. Located approximately 165 km from the Melbourne CBD, Camperdown is a regional area in Victoria. The median household income is $58,656 per year.

Investment Score

36 / 100 Weak

Camperdown's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Melbourne
Camperdown
Victoria · 3260
165 km from Melbourne CBD
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Key Indicators

Postcode
3260

Official Australia Post postcode for Camperdown. A postcode may cover multiple suburbs.

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Population
3,354

Usual resident population at the most recent census.

Median weekly rent
$240/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$58,656/yr

Annual median household income (before tax) across all households.

Distance to CBD
165 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb.

Median monthly mortgage
$1,127/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
81% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Camperdown

Who Camperdown Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Victoria median.
💼ProfessionalsLonger commute to the CBD.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Victoria median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (165 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Camperdown is a smaller community of 3,354 — about 45% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. Camperdown's median household income of $58,656/year is 38% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $240 equates to $1,040/month — about 92% of the median mortgage repayment of $1,127/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Camperdown is 165 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.

Investment Tip

Regional property can deliver strong cash-flow yields but liquidity is tighter — plan for longer hold periods and verify local employment stability. Local rents consume roughly 21% of household income — a useful sanity check on tenant affordability.

Camperdown vs Victoria Median

How Camperdown stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Camperdown sits above the state median; negative means below.

MetricCamperdownVIC medianΔ vs state
Population3,3547,416-55%
Median household income$58,656/yr$95,160/yr-38%
Median rent (weekly)$240$380-37%
Median mortgage (monthly)$1,127$1,950-42%
Distance to CBD165 km32 km+416%
Separate houses81%78%+3pp

Investor Checklist

Pre-inspection briefing for Camperdown — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

Buy & Hold

Limited buy-and-hold upside: household incomes 38% below the VIC median ($58,656 vs $95,160) means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.

Rental Yield

Strong rental coverage: $240/week (~$1,040/month) covers 92% of the $1,127/month median mortgage repayment, so the shortfall sits at just $87/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 81% houses in a 3,354-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Camperdown property

Full Property Analysis

30-year projections for Camperdown

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital-growth expectations for Camperdown are modest for 2026 — incomes 38% below the VIC median of $95,160 and a population of 3,354 suggest gains will lag headline metro markets. Rental coverage runs at ~92% of the typical mortgage ($1,040/month rent vs $1,127/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 36/100 places Camperdown in the lower tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.

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Frequently Asked Questions

Is Camperdown a good suburb for investment?

Camperdown scores 36/100 on our EquitySight investment framework — a weak rating. That score is driven by a population of 3,354, median household income of $58,656/year and median weekly rent of $240. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Camperdown?

The main demand drivers in Camperdown are a median household income of $58,656/year, a dwelling mix that is 81% separate houses, roughly 1 schools and 1 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Camperdown?

Camperdown has a usual resident population of approximately 3,354, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Camperdown from the Melbourne CBD?

Camperdown sits 165 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Camperdown?

The most recent census recorded a median weekly rent of $240 in Camperdown, equating to approximately $12,480/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Camperdown?

The median monthly mortgage repayment in Camperdown is $1,127, or approximately $13,524/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Camperdown cash-flow positive for investors?

A median weekly rent of $240 works out to $1,040/month, covering 92% of the median mortgage repayment of $1,127/month. That leaves a $87/month shortfall (around $1,044/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Camperdown?

The main risks are a thin buyer pool (3,354 residents), interest-rate sensitivity on the $1,127 median mortgage, below-median household incomes ($58,656 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Camperdown profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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