ABS 2021 Census · Updated 31 March 2026
Cardigan is a regional centre in Victoria, Australia, with a population of approximately 1,064, making it a boutique locality. Located approximately 112 km from the Melbourne CBD, Cardigan is a regional area in Victoria. The median household income is $141,076 AUD per year (ABS 2021 Census).
Above-average earnings in Cardigan support sustained property values. Regional positioning means lower entry costs but potentially longer hold periods for capital gains.
Map shows Cardigan, Victoria, Australia.
Official Australia Post postcode for Cardigan. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.
ABS Census Data →Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.
State Rental Authority →Annual median household income (before tax) for all households. Source: ABS 2021 Census.
ABS Census Data →Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 1 school within or near this suburb based on ABS 2021 data.
Find schools near Cardigan on My School →Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.
Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.
ABS Census Data →Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.
ABS Census Data →As a regional centre, Cardigan serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $350/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $2,167/month. A median household income of $141,076/year supports premium property values and indicates a well-employed resident base. 94% of dwellings are separate houses, indicating a predominantly family-oriented, land-rich market.
Cardigan offers moderate buy-and-hold potential — look for properties with value-add opportunities.
Cardigan can deliver reasonable rental income, though yields are not the primary draw.
Limited buyer depth in Cardigan makes flip strategies higher-risk — consider rental conversion instead.
Run the numbers on a Cardigan property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Cardigan faces a cautious growth outlook for 2026 — investors should focus on yield rather than short-term gains. Landlords in Cardigan may face longer tenant search times; competitive pricing will be important. Cardigan offers measured appeal for investors willing to look beyond headline metrics.
Cardigan is a regional area in Victoria with a population of 1,064. The median rent is $350/week and the median household income is $141,076/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.
Key demand drivers in Cardigan include regional employment hubs, lifestyle, and affordability. 94% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.
According to the ABS 2021 Census, Cardigan has a population of approximately 1,064. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.
Cardigan is approximately 112 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant — local amenities and employment are important investment considerations.