EquitySight.app
Free full calculator →
EquitySight.app
Free full calculator →
ABS 2021 Census · Updated 21 May 2026
Chirnside Park is a well-established middle-ring suburb of Melbourne, Australia, with a population of approximately 11,779, making it a smaller community. Located approximately 32 km from the Melbourne CBD, Chirnside Park is a middle ring area in Victoria. The median household income is $108,368 per year.
Chirnside Park benefits from a high-income resident base, supporting premium property pricing. Greater distance from the CBD may temper short-term capital growth.
Official Australia Post postcode for Chirnside Park. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 3 schools within or near this suburb.
Find schools near Chirnside Park on My School →Estimated 5 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
Chirnside Park's population of 11,779 sits 59% above the Victoria suburb median of 7,416, giving it a wider tenant and buyer catchment than the average VIC locality. Households here earn $108,368/year on average — 14% above the VIC suburb median of $95,160 — a modest premium that supports resilient owner-occupier demand. Rent of $443/week (89% coverage of the $2,167/month median mortgage) leaves a gap of roughly $247/month that a typical investor bridges with negative gearing, depreciation and capital growth. At 32 km from Melbourne, Chirnside Park is an outer-metro location where buyers are typically trading commute time for floor space and a lower entry price. Separate houses make up 94% of dwellings — 16 percentage points above the Victoria median of 78% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.
This suburb suits long-term investors looking for a balance of rental yield and capital growth. Schools and transport underpin family demand. Local rents consume roughly 21% of household income — a useful sanity check on tenant affordability.
How Chirnside Park stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Chirnside Park sits above the state median; negative means below.
| Metric | Chirnside Park | VIC median | Δ vs state |
|---|---|---|---|
| Population | 11,779 | 7,416 | +59% |
| Median household income | $108,368/yr | $95,160/yr | +14% |
| Median rent (weekly) | $443 | $380 | +17% |
| Median mortgage (monthly) | $2,167 | $1,950 | +11% |
| Distance to CBD | 32 km | 32 km | 0% |
| Separate houses | 94% | 78% | +16pp |
Pre-inspection briefing for Chirnside Park — every item is derived from public datasets, with full citations in our data sources page.
Solid buy-and-hold profile: a population of 11,779 and household income close to the VIC median ($108,368 vs $95,160) give the market enough depth for patient capital growth without the premium entry price of inner suburbs.
Strong rental coverage: $443/week (~$1,920/month) covers 89% of the $2,167/month median mortgage repayment, so the shortfall sits at just $247/month. Investors targeting positive cash flow should shortlist this suburb.
A dwelling mix skewed to houses (94% vs 78% VIC median) combined with a population of 11,779 creates a deeper market for value-add renovations — older stock, separate titles and stronger buyer competition are the usual pattern here.
Run the numbers on a Chirnside Park property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Property values in Chirnside Park should track the wider Victoria market through 2026, with the $108,368/year median household income (14% above the $95,160 state median) keeping the suburb firmly mid-pack. Rental coverage runs at ~89% of the typical mortgage ($1,920/month rent vs $2,167/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 68/100 places Chirnside Park in the upper-middle tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.
Lived in Chirnside Park? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.
Chirnside Park scores 68/100 on our EquitySight investment framework — a good rating. That score is driven by a population of 11,779, median household income of $108,368/year and median weekly rent of $443. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Chirnside Park are an above-state-median household income of $108,368/year, a dwelling mix that is 94% separate houses, roughly 3 schools and 5 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Chirnside Park has a usual resident population of approximately 11,779, compared with a Victoria suburb median of 7,416 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Chirnside Park sits 32 km straight-line from the Melbourne CBD. This is an outer-metro location; local employment and infrastructure announcements tend to move prices more than CBD connectivity alone.
The most recent census recorded a median weekly rent of $443 in Chirnside Park, equating to approximately $23,036/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Chirnside Park is $2,167, or approximately $26,004/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $443 works out to $1,920/month, covering 89% of the median mortgage repayment of $2,167/month. That leaves a $247/month shortfall (around $2,964/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are interest-rate sensitivity on the $2,167 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.