EquitySight.app
Free full calculator →
EquitySight.app
Free full calculator →
ABS 2021 Census · Updated 21 May 2026
Clifton Springs is a coastal suburb in Victoria, Australia, with a population of approximately 7,646, making it a smaller community. Located approximately 51 km from the Melbourne CBD, Clifton Springs is a coastal area in Victoria. The median household income is $70,096 per year.
Household earnings in Clifton Springs are below the state average, which may affect long-term capital growth. The coastal setting provides a lifestyle factor that underpins property values.
Official Australia Post postcode for Clifton Springs. A postcode may cover multiple suburbs.
Australia Post Postcode Finder →Usual resident population at the most recent census.
Weekly median rent for occupied homes. Live rental data integration coming soon.
Annual median household income (before tax) across all households.
Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.
Estimated 2 schools within or near this suburb.
Find schools near Clifton Springs on My School →Estimated 3 parks and green spaces near this suburb.
Monthly median mortgage repayment for households currently paying off a mortgage.
Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.
7,646 residents places Clifton Springs squarely in the middle of the Victoria suburb size distribution (state median 7,416), with market depth comparable to most VIC localities. Clifton Springs's median household income of $70,096/year is 26% below the Victoria suburb median ($95,160) — this is an affordability play where returns lean on yield and patient capital growth rather than demographic premium. Median weekly rent of $350 equates to $1,517/month — about 100% of the median mortgage repayment of $1,517/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Clifton Springs is 51 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand.
This suburb can suit investors targeting renter demand driven by lifestyle. Insurance, climate risk, and seasonal rental patterns all warrant a close look. Local rents consume roughly 26% of household income — a useful sanity check on tenant affordability.
How Clifton Springs stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Clifton Springs sits above the state median; negative means below.
| Metric | Clifton Springs | VIC median | Δ vs state |
|---|---|---|---|
| Population | 7,646 | 7,416 | +3% |
| Median household income | $70,096/yr | $95,160/yr | -26% |
| Median rent (weekly) | $350 | $380 | -8% |
| Median mortgage (monthly) | $1,517 | $1,950 | -22% |
| Distance to CBD | 51 km | 32 km | +59% |
| Separate houses | 89% | 78% | +11pp |
Pre-inspection briefing for Clifton Springs — every item is derived from public datasets, with full citations in our data sources page.
Limited buy-and-hold upside: household incomes 26% below the VIC median ($70,096 vs $95,160) means liquidity is thin and capital growth tends to lag the wider Victoria market over full cycles.
Strong rental coverage: $350/week (~$1,517/month) covers 100% of the $1,517/month median mortgage repayment, so the shortfall sits at just $0/month. Investors targeting positive cash flow should shortlist this suburb.
A dwelling mix skewed to houses (89% vs 78% VIC median) combined with a population of 7,646 creates a deeper market for value-add renovations — older stock, separate titles and stronger buyer competition are the usual pattern here.
Run the numbers on a Clifton Springs property
Scenario comparison, cash flow analysis, tax modelling, and PDF export — all in one place.
Create free account →Capital-growth expectations for Clifton Springs are modest for 2026 — incomes 26% below the VIC median of $95,160 suggest gains will lag headline metro markets. Rental coverage runs at ~100% of the typical mortgage ($1,517/month rent vs $1,517/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 49/100 places Clifton Springs in the mid tier of Australian suburbs we profile, and overall investor sentiment is cautious heading into the second half of 2026.
Lived in Clifton Springs? Help other investors with an honest 100-word review. Sign-in required; all reviews are manually moderated before they appear.
Clifton Springs scores 49/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 7,646, median household income of $70,096/year and median weekly rent of $350. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.
The main demand drivers in Clifton Springs are a median household income of $70,096/year, a dwelling mix that is 89% separate houses, roughly 2 schools and 3 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.
Clifton Springs has a usual resident population of approximately 7,646, compared with a Victoria suburb median of 7,416 — placing it in the upper half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.
Clifton Springs sits 51 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.
The most recent census recorded a median weekly rent of $350 in Clifton Springs, equating to approximately $18,200/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.
The median monthly mortgage repayment in Clifton Springs is $1,517, or approximately $18,204/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.
A median weekly rent of $350 works out to $1,517/month, covering 100% of the median mortgage repayment of $1,517/month. That means rent exceeds the median repayment by roughly $-0/month, so on these numbers Clifton Springs leans cash-flow-positive before accounting for strata, council rates, insurance and maintenance. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.
The main risks are interest-rate sensitivity on the $1,517 median mortgage, below-median household incomes ($70,096 vs $95,160 state median), the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.
Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.