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Suburb Insights · VIC 3222

Curlewis, VIC 3222 Property Profile

ABS 2021 Census · Updated 21 May 2026

Suburb Overview

Curlewis is a coastal suburb in Victoria, Australia, with a population of approximately 4,175, making it a boutique locality. Located approximately 56 km from the Melbourne CBD, Curlewis is a coastal area in Victoria. The median household income is $95,160 per year.

Investment Score

58 / 100 Moderate

Strong household incomes in Curlewis underpin solid property demand. Seaside positioning attracts both owner-occupiers and holiday rental demand.

Location

Melbourne
Curlewis
Victoria · 3222
56 km from Melbourne CBD
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Key Indicators

Postcode
3222

Official Australia Post postcode for Curlewis. A postcode may cover multiple suburbs.

Australia Post Postcode Finder →
Population
4,175

Usual resident population at the most recent census.

Median weekly rent
$405/wk

Weekly median rent for occupied homes. Live rental data integration coming soon.

Median household income
$95,160/yr

Annual median household income (before tax) across all households.

Distance to CBD
56 km

Straight-line distance from the suburb centroid to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb.

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Parks & green spaces
2

Estimated 2 parks and green spaces near this suburb.

Median monthly mortgage
$1,777/mo

Monthly median mortgage repayment for households currently paying off a mortgage.

Home type
93% houses

Proportion of separate houses versus units, townhouses, and other home types. Useful for investors assessing rental demand mix.

Why People Like Living in Curlewis

Who Curlewis Suits

👨‍👩‍👧FamiliesSchool count or dwelling mix is lighter here.
📊InvestorsRent covers a solid share of the median mortgage.
🏡First-home buyersEntry costs sit at or below the Victoria median.
💼ProfessionalsAround 56 km from the CBD with good access.

Pros and Cons

Pros

  • Rent sits within an affordable share of local incomes, supporting tenant demand.
  • Mortgage costs are lower than the Victoria median, improving cash-flow margins.
  • Solid transport links into employment hubs.

Cons

  • Long distance to the CBD (56 km) — plan for commute time or local employment.
  • Fewer schools inside the suburb itself — verify catchments for neighbouring areas.

Investment Insight

Curlewis is a smaller community of 4,175 — about 56% of the Victoria suburb median (7,416) — so investors should factor in the narrower buyer pool and longer average time-on-market. At $95,160/year, household income in Curlewis is within 0% of the Victoria median ($95,160), placing the suburb firmly in the state's mainstream demographic band. Median weekly rent of $405 equates to $1,755/month — about 99% of the median mortgage repayment of $1,777/month — meaning rental income covers most of a typical owner's repayment and this is a genuine cash-flow suburb before tax benefits. Curlewis is 56 km from Melbourne, so the local market tracks regional employment and lifestyle drivers more than CBD-driven commuter demand. Separate houses make up 93% of dwellings — 15 percentage points above the Victoria median of 78% — pointing to a family-oriented, land-rich market where value is concentrated in the underlying block.

Investment Tip

Coastal markets benefit from lifestyle appeal but require a buffer for higher insurance and occasional weather-driven vacancies. Local rents consume roughly 22% of household income — a useful sanity check on tenant affordability.

Curlewis vs Victoria Median

How Curlewis stacks up against the median of all Victoria suburbs in our dataset. Positive values mean Curlewis sits above the state median; negative means below.

MetricCurlewisVIC medianΔ vs state
Population4,1757,416-44%
Median household income$95,160/yr$95,160/yr0%
Median rent (weekly)$405$380+7%
Median mortgage (monthly)$1,777$1,950-9%
Distance to CBD56 km32 km+75%
Separate houses93%78%+15pp

Investor Checklist

Pre-inspection briefing for Curlewis — every item is derived from public datasets, with full citations in our data sources page.

Investment Strategy

⚠️
Buy & Hold

Moderate buy-and-hold potential: Curlewis's 4,175-person market and $95,160 median household income work for investors who are selective on street location and property quality rather than counting on a suburb-wide rerating.

Rental Yield

Strong rental coverage: $405/week (~$1,755/month) covers 99% of the $1,777/month median mortgage repayment, so the shortfall sits at just $22/month. Investors targeting positive cash flow should shortlist this suburb.

⚠️
Renovation / Flip

With 93% houses in a 4,175-person market, renovation margins depend on individual street and aspect rather than any suburb-wide story — do comparable-sales analysis before committing capital.

Risk Factors

Run the numbers on a Curlewis property

Full Property Analysis

30-year projections for Curlewis

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Moderate

Capital-growth expectations for Curlewis are modest for 2026 — incomes close to the VIC median of $95,160 and a population of 4,175 suggest gains will lag headline metro markets. Rental coverage runs at ~99% of the typical mortgage ($1,755/month rent vs $1,777/month repayment), keeping cash flow in positive or near-neutral territory. The EquitySight investment score of 58/100 places Curlewis in the mid tier of Australian suburbs we profile, and overall investor sentiment is balanced heading into the second half of 2026.

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Frequently Asked Questions

Is Curlewis a good suburb for investment?

Curlewis scores 58/100 on our EquitySight investment framework — a moderate rating. That score is driven by a population of 4,175, median household income of $95,160/year and median weekly rent of $405. Whether it fits your portfolio depends on whether you are targeting cash flow, capital growth, or a value-add renovation — all three are scored with suburb-specific numbers elsewhere on this page.

What drives property demand in Curlewis?

The main demand drivers in Curlewis are an above-state-median household income of $95,160/year, a dwelling mix that is 93% separate houses, roughly 1 schools and 2 parks within the catchment. Together these shape both owner-occupier and tenant demand and are the factors we weight most heavily in the suburb's investment score.

What is the population of Curlewis?

Curlewis has a usual resident population of approximately 4,175, compared with a Victoria suburb median of 7,416 — placing it in the lower half of the state's suburbs by size. Population is the clearest proxy for market depth: more residents mean more transactions and typically a shorter average days-on-market on resale.

How far is Curlewis from the Melbourne CBD?

Curlewis sits 56 km straight-line from the Melbourne CBD. This is a regional market where CBD distance is only indicative — local industry diversity and commute alternatives matter more.

What is the median rent in Curlewis?

The most recent census recorded a median weekly rent of $405 in Curlewis, equating to approximately $21,060/year in gross rental income (state median $380/week). Market rents have typically drifted above the recorded figure — verify against current listings on realestate.com.au and Domain before making an offer.

What is the typical mortgage repayment in Curlewis?

The median monthly mortgage repayment in Curlewis is $1,777, or approximately $21,324/year (vs $1,950/month state median). Stress-test your own borrowing at rates 1–2 percentage points above today's to make sure you can still service the loan through an RBA tightening cycle.

Is Curlewis cash-flow positive for investors?

A median weekly rent of $405 works out to $1,755/month, covering 99% of the median mortgage repayment of $1,777/month. That leaves a $22/month shortfall (around $264/year before tax benefits), so a typical owner-occupier-priced property here is negatively geared. Actual cash flow depends on your deposit, loan terms, ownership costs and marginal tax rate — run the full numbers in our rental yield calculator.

What are the main risks of investing in Curlewis?

The main risks are a thin buyer pool (4,175 residents), interest-rate sensitivity on the $1,777 median mortgage, the broader Victoria market cycle. Each of these is covered in the Risk Factors section above with suburb-specific numbers rather than generic warnings.

How we built this Curlewis profile

Every number on this page comes from the ABS 2021 Census of Population and Housing, Australia Post postcode reference data, and OpenStreetMap amenity tiles. The investment score, strategy verdicts, and comparison table are computed deterministically from those inputs — no opinion, no estimation. See our full methodology and the data sources and licences for the formulas we use.

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Victoria Property Resources