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Suburb Insights ยท VIC 3889

Club Terrace 3889, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Club Terrace is a regional centre in Victoria, Australia, with a population of approximately 25, making it a boutique locality. Located approximately 351 km from the Melbourne CBD, Club Terrace is a regional area in Victoria. The median household income is $35,048 AUD per year (ABS 2021 Census).

Investment Score

27 / 100 Weak

Club Terrace's income profile suggests a value-oriented market with competitive purchase prices. Distance from major centres is a consideration, though regional markets can offer higher rental yields.

Location

Map shows Club Terrace, Victoria, Australia.

Key Indicators

Postcode
3889

Official Australia Post postcode for Club Terrace. A postcode may cover multiple suburbs.

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Population
25

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
N/A

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$35,048/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
351 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$835/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
37% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Club Terrace serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. With only 37% separate houses, Club Terrace has a significant apartment and unit market โ€” typical of inner-city investment corridors.

Investment Strategy

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Buy & Hold

Long-term holding in Club Terrace requires careful assessment of local economic resilience.

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Rental Yield

Achieving strong cash flow in Club Terrace is challenging at current rent-to-price ratios.

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Renovation / Flip

Limited buyer depth in Club Terrace makes flip strategies higher-risk โ€” consider rental conversion instead.

Risk Factors

Run the numbers on a Club Terrace property

Full Property Analysis

30-year projections for Club Terrace

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Club Terrace faces a cautious growth outlook for 2026 โ€” investors should focus on yield rather than short-term gains. The rental pipeline in Club Terrace is thinner โ€” flexible lease terms could help secure tenants faster. Club Terrace is not a headline market, but contrarian investors may see long-term potential.

Frequently Asked Questions

Is Club Terrace a good suburb for investment?

Club Terrace is a regional area in Victoria with a population of 25. the median household income is $35,048/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Club Terrace?

Key demand drivers in Club Terrace include regional employment hubs, lifestyle, and affordability. 37% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Club Terrace?

According to the ABS 2021 Census, Club Terrace has a population of approximately 25. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Club Terrace from the Melbourne CBD?

Club Terrace is approximately 351 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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