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Suburb Insights ยท VIC 3939

Fingal 3939, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Fingal is a coastal suburb in Victoria, Australia, with a population of approximately 637, making it a boutique locality. Located approximately 68 km from the Melbourne CBD, Fingal is a coastal area in Victoria. The median household income is $100,256 AUD per year (ABS 2021 Census).

Investment Score

50 / 100 Moderate

Fingal benefits from a high-income resident base, supporting premium property pricing. Seaside positioning attracts both owner-occupiers and holiday rental demand.

Location

Map shows Fingal, Victoria, Australia.

Key Indicators

Postcode
3939

Official Australia Post postcode for Fingal. A postcode may cover multiple suburbs.

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Population
637

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$418/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$100,256/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
68 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$2,167/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
68% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

Coastal lifestyle is a strong draw for Fingal, supporting both long-term rental demand and holiday letting potential. Seaside suburbs in Victoria consistently attract interstate migration and lifestyle buyers. The median rent of $418/week (ABS 2021) indicates a mid-range rental market. Owner-occupiers face a median mortgage repayment of $2,167/month. A median household income of $100,256/year supports premium property values and indicates a well-employed resident base.

Investment Strategy

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Buy & Hold

Holding property in Fingal over the medium term may deliver steady, if unspectacular, returns.

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Rental Yield

Expect competitive but not exceptional rental returns in Fingal's current market.

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Renovation / Flip

The resale market in Fingal may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Fingal property

Full Property Analysis

30-year projections for Fingal

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2026 Outlook

Growth: Moderate Rental Demand: Moderate Investor Sentiment: Moderate

Property values in Fingal should hold firm in 2026, with gradual appreciation tied to infrastructure and population trends. The rental market in Fingal should see steady occupancy, with moderate upward pressure on rents. Investor sentiment is cautiously optimistic โ€” selective opportunities exist for well-researched buyers.

Frequently Asked Questions

Is Fingal a good suburb for investment?

Fingal is a coastal area in Victoria with a population of 637. The median rent is $418/week and the median household income is $100,256/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Fingal?

Key demand drivers in Fingal include lifestyle appeal and proximity to the coast. 68% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Fingal?

According to the ABS 2021 Census, Fingal has a population of approximately 637. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Fingal from the Melbourne CBD?

Fingal is approximately 68 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). Road travel times will vary; check current mapping services for up-to-date routes.

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