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Suburb Insights ยท VIC 3959

Fish Creek 3959, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Fish Creek is a regional centre in Victoria, Australia, with a population of approximately 858, making it a boutique locality. Located approximately 140 km from the Melbourne CBD, Fish Creek is a regional area in Victoria. The median household income is $66,612 AUD per year (ABS 2021 Census).

Investment Score

33 / 100 Weak

Fish Creek's income profile suggests a value-oriented market with competitive purchase prices. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Map shows Fish Creek, Victoria, Australia.

Key Indicators

Postcode
3959

Official Australia Post postcode for Fish Creek. A postcode may cover multiple suburbs.

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Population
858

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$235/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

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Median Household Income
$66,612/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
140 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,400/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
74% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Fish Creek serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $235/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,400/month.

Investment Strategy

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Buy & Hold

Fish Creek offers moderate buy-and-hold potential โ€” look for properties with value-add opportunities.

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Rental Yield

Achieving strong cash flow in Fish Creek is challenging at current rent-to-price ratios.

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Renovation / Flip

The resale market in Fish Creek may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Fish Creek property

Full Property Analysis

30-year projections for Fish Creek

Scenario comparison, cash flow analysis, tax modelling, and PDF export โ€” all in one place.

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Fish Creek faces a cautious growth outlook for 2026 โ€” investors should focus on yield rather than short-term gains. Rental demand may be softer โ€” budgeting for vacancy periods is prudent in Fish Creek's 2026 outlook. Fish Creek is not a headline market, but contrarian investors may see long-term potential.

Frequently Asked Questions

Is Fish Creek a good suburb for investment?

Fish Creek is a regional area in Victoria with a population of 858. The median rent is $235/week and the median household income is $66,612/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Fish Creek?

Key demand drivers in Fish Creek include regional employment hubs, lifestyle, and affordability. 74% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Fish Creek?

According to the ABS 2021 Census, Fish Creek has a population of approximately 858. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Fish Creek from the Melbourne CBD?

Fish Creek is approximately 140 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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