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Suburb Insights ยท VIC 3995

Harmers Haven 3995, Victoria

ABS 2021 Census ยท Updated 31 March 2026

Suburb Overview

Harmers Haven is a regional centre in Victoria, Australia, with a population of approximately 62, making it a boutique locality. Located approximately 108 km from the Melbourne CBD, Harmers Haven is a regional area in Victoria. The median household income is $61,724 AUD per year (ABS 2021 Census).

Investment Score

28 / 100 Weak

Lower income levels in Harmers Haven typically translate to more affordable entry points for investors. As a regional location, growth prospects depend on local economic conditions and infrastructure investment.

Location

Map shows Harmers Haven, Victoria, Australia.

Key Indicators

Postcode
3995

Official Australia Post postcode for Harmers Haven. A postcode may cover multiple suburbs.

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Population
62

Usual resident population at census night. Source: ABS 2021 Census of Population and Housing.

ABS Census Data โ†’
Median Rent (weekly)
$200/wk

Weekly median rent for occupied private dwellings. Source: ABS 2021 Census. Live rental data integration coming soon.

State Rental Authority โ†’
Median Household Income
$61,724/yr

Annual median household income (before tax) for all households. Source: ABS 2021 Census.

ABS Census Data โ†’
Distance to CBD
108 km

Straight-line distance from the suburb centroid (ABS 2021 SAL geography) to the nearest capital city CBD. Actual driving distance will be longer.

Lifestyle & Amenities

Schools nearby
1

Estimated 1 school within or near this suburb based on ABS 2021 data.

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Parks & green spaces
1

Estimated 1 park and green spaces near this suburb. Source: ABS 2021 data.

Median Mortgage (monthly)
$1,971/mo

Monthly median mortgage repayment for households currently paying off a mortgage. Source: ABS 2021 Census.

ABS Census Data โ†’
Dwelling Type
45% houses

Proportion of separate houses vs units, townhouses, and other dwelling types. Source: ABS 2021 Census. Relevant for investors assessing rental demand mix.

ABS Census Data โ†’

Investment Insight

As a regional centre, Harmers Haven serves a wide catchment area. Regional property can offer higher rental yields than metro equivalents, though investors should assess local employment diversity and infrastructure plans. The median rent of $200/week (ABS 2021) indicates an affordable rental market. Owner-occupiers face a median mortgage repayment of $1,971/month.

Investment Strategy

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Buy & Hold

Buy-and-hold in Harmers Haven carries higher risk due to limited demand drivers and slower growth fundamentals.

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Rental Yield

Rental yields in Harmers Haven tend to be lower โ€” investors may need to rely on capital growth instead.

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Renovation / Flip

The resale market in Harmers Haven may not support quick-turnaround renovation projects.

Risk Factors

Run the numbers on a Harmers Haven property

Full Property Analysis

30-year projections for Harmers Haven

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2026 Outlook

Growth: Low Rental Demand: Low Investor Sentiment: Low

Capital growth in Harmers Haven may remain subdued in 2026, with limited demand drivers in the near term. Rental demand may be softer โ€” budgeting for vacancy periods is prudent in Harmers Haven's 2026 outlook. Investor sentiment toward Harmers Haven is currently lukewarm โ€” value hunters may find opportunity here.

Frequently Asked Questions

Is Harmers Haven a good suburb for investment?

Harmers Haven is a regional area in Victoria with a population of 62. The median rent is $200/week and the median household income is $61,724/year (ABS 2021 Census). As with any property investment, conduct thorough due diligence on current listings, vacancy rates, and local infrastructure plans before committing.

What drives property demand in Harmers Haven?

Key demand drivers in Harmers Haven include regional employment hubs, lifestyle, and affordability. 45% of dwellings are separate houses. The area has approximately 1 schools and 1 parks nearby.

What is the population of Harmers Haven?

According to the ABS 2021 Census, Harmers Haven has a population of approximately 62. For historical population trends and intercensal estimates, visit the ABS Census Data Explorer at abs.gov.au.

How far is Harmers Haven from the Melbourne CBD?

Harmers Haven is approximately 108 km straight-line distance from the Melbourne CBD (calculated from ABS 2021 suburb centroid coordinates). As a regional or remote location, travel to the capital is significant โ€” local amenities and employment are important investment considerations.

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